88 Lantern Way, Nicholasville, KY 40356 Property Records

Jessamine County property record for 88 Lantern Way, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,413 sqft · built 1985
Lot Size	0.991 acres (43,186 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2018)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-01-012.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-01-012.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,413 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Block
Lot Area	43,186 sqft (0.991 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	88 LANTERN WAY
City	NICHOLASVILLE
State	KY
Zip	40356-9007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9A
Legal Subdivision	CROSSWOODS
Legal Block	A
Legal Lot Number	9
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1018
Census Tract	60600

Owner

88 Lantern Way is owned and occupied by two individuals who bought it in July 2018.

Source: Jessamine County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage TRADITIONAL BANK INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Jul 2, 2018	Warranty Deed, Transfer · ARM GUARDIAN SAVINGS BANK FSB
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit KENTUCKY UTILITIES EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	2018366986
Deed Book / Page	779 / 442
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Recording Date	Jun 23, 2026
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Document Number	0000573952
Book / Page	1645 / 736
Instrument Date	Jun 3, 2026
Instrument	2026573952
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000573952,
Date	Jun 23, 2026
Book Page	1645/736
Instrument	2026573952

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370111
Date	Oct 9, 2018
Book Page	M1347/016
Instrument	370111

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000370362
Date	Oct 18, 2018
Book Page	M1347/664
Instrument	370362

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2033

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380037
Date	Sep 25, 2019
Book Page	M1375/666
Instrument	380037

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	LAND GROUP RE TTL & CLOSINGS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394206
Date	Oct 30, 2020
Book Page	M1427/190
Instrument	394206

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jul 2, 2018
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Document Number	0000366986
Book / Page	D779 / 442
Map Reference	CAB 2 SL 32
Instrument Date	Jun 20, 2018
Instrument	366986
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	RAINBOW TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 BRANNON GARDENS DR, 113, NICHOLASVILLE, KY 40356-6073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000366987
Date	Jul 2, 2018
Instrument	366987

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	88 LANTERN WAY, NICHOLASVILLE, KY 40356-9007
Document Number	0000353276
Book / Page	001283 / 000286
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 LANTERN WAY NICHOLASVILLE KY 403569007, NICHOLASVILLE, KY 40356-9007

Mortgage

Document Number	0000353276
Date	Apr 18, 2017
Book Page	001283/000286
Instrument	353276

Lender

Name	KENTUCKY UTILITIES EMPS FCU
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 88 Lantern Way was $4,372.

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00	$381,225 Land $70,380 Building $310,845	$381,225 Land $70,380 Building $310,845
2023	$4,422.00 (-0.14%)	$381,225 (-) Land $70,380 Building $310,845	$381,225 (-) Land $70,380 Building $310,845
2022	$4,428.00	$381,225 Land $70,380 Building $310,845	$381,225 Land $70,380 Building $310,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Lantern Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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