Jessamine County property record for 81 Lantern Way, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,060 sqft · built 1984 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,910 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-03-026.00 |
| Primary APN | 042-30-03-026.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,060 sqft Living Area |
| Basement Area | 1,230 sqft |
| Finished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 81 LANTERN WAY |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10B |
| Legal Subdivision | CROSSWOODS |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 60600 |
81 Lantern Way is owned and occupied by two individuals.
Source: Jessamine County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 81 LANTERN WAY, NICHOLASVILLE, KY 40356-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage US BANK NA |
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 00000PC232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 81 LANTERN WAY, NICHOLASVILLE, KY 40356-9009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 81 LANTERN WAY, NICHOLASVILLE, KY 40356-9009 |
| Document Number | 0000397584 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | M1442/82 |
| Instrument | 397584 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 5, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 81 LANTERN WAY, NICHOLASVILLE, KY 40356-9009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 81 LANTERN WAY, NICHOLASVILLE, KY 40356-9009 |
| Document Number | 0000397582 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | M1442/46 |
| Instrument | 397582 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 81 Lantern Way was $3,910 with a homeowner's exemption.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,910.00 Homeowner's exemption | $390,000 Land $60,000 Building $330,000 | $390,000 Land $60,000 Building $330,000 |
| 2023 | $3,986.00 Homeowner's exemption | $390,000 Land $60,000 Building $330,000 | $390,000 Land $60,000 Building $330,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 Lantern Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 Lantern Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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