88 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 88 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,672 sqft · built 1978
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Sep 2023)
Tax Bill	$14,640 (2026)
Deeds & Mortgages	Sep 2023 Sale Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0003107`

Property Details

APN / Parcel Number

Primary APN	`WEB-0003107`
Alternative APN	`265489 063.09-1-23.1`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	113 ft deep x 71.5 ft wide
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0003107
Street Address	88 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GORE TRACT
Legal Block	1
Legal Lot Number	23.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1002
Census Tract	11203

Owner

88 Lake Rd is owned by two individuals who bought it in September 2023.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2410 LAKEVIEW AVE, RICHMOND, VA 23220-5704
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Sep 22, 2023	Intrafamily Transfer, Transfer
Feb 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT A FARRUGGIA JR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	20231377
Deed Book / Page	12866 / 40
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	0000000433
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 15, 2023
Property Address	88 LAKE RD, WEBSTER, NY 14580-1010
Document Number	0000001377
Book / Page	12866 / 40
Instrument Date	Sep 15, 2023
Instrument	202309151377
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 LAKE RD, WEBSTER, NY 14580-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2410 LAKEVIEW AVE, RICHMOND, VA 23220-5704

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Sep 22, 2023
Property Address	88 LAKE RD, WEBSTER, NY 14580-1010
Document Number	0000000433
Book / Page	12868 / 444
Instrument Date	Sep 13, 2023
Instrument	202309220433
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 10, 2023
Property Address	88 LAKE RD, WEBSTER, NY 14580-1010
Document Number	0000001021
Book / Page	12779 / 383
Instrument Date	Oct 28, 2022
Instrument	202302101021
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 GULF SHORE BLVD N # N1201, N1201, NAPLES, FL 34103-3485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LAKE RD, WEBSTER, NY 14580-1010

Mortgage

Document Number	0000001022
Date	Feb 10, 2023
Book Page	30208/360
Instrument	202302101022

Lender

Name	ROBERT A FARRUGGIA JR
Type	Private Party
Address	153 MILLFORD XING, PENFIELD, NY 14526

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	15 Months
Due	May 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 88 Lake Rd was $14,640, up 33.7% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,640.00 (+33.7%)
2025	$10,950.00	$302,500 Land $71,000 Building $231,500	$630,200 Land $147,915 Building $482,285
2023		$228,500 (-) Land $71,000 Building $157,500	$394,000 (+10.36%) Land $122,425 Building $271,575
2022		$228,500 Land $71,000 Building $157,500	$357,000 Land $110,928 Building $246,072
2021	$10,654.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 88 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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