89 Lake Rd, #91, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 89 Lake Rd, #91, Webster, NY 14580

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Sep 2023)
Tax Bill	$379 (2026)
Deeds & Mortgages	Sep 2023 Transfer Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 063.09-1-71`

Property Details

APN / Parcel Number

Primary APN	`265489 063.09-1-71`
Alternative APNs	`54890630900001071000` `03556000000`

Exterior

Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	35 ft deep x 150 ft wide
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	03556000000
Street Address	89 LAKE RD, 91
City	WEBSTER
State	NY
Zip	14580-1009
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	0073-14-07 SAND-BAR L24 25 2 0011075
Legal Subdivision	SAND BAR
Legal Block	1
Legal Lot Number	71.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2410 LAKEVIEW AVE, RICHMOND, VA 23220-5704
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer
Feb 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROBERT A FARRUGGIA JR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20231377
Deed Book / Page	12866 / 40
Prior Transfer Date	Sep 13, 2023
Prior Transfer Doc	0000000433
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Sep 22, 2023
Property Address	89-91 LAKE RD, WEBSTER, NY 14580
Document Number	0000000433
Book / Page	12868 / 444
Instrument Date	Sep 13, 2023
Instrument	202309220433
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 10, 2023
Property Address	89-91 LAKE RD, WEBSTER, NY 14580
Document Number	0000001021
Book / Page	12779 / 383
Instrument Date	Oct 28, 2022
Instrument	202302101021
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 GULF SHORE BLVD N # N1201, N1201, NAPLES, FL 34103-3485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 LAKE RD, WEBSTER, NY 14580-1010

Mortgage

Document Number	0000001022
Date	Feb 10, 2023
Book Page	30208/360
Instrument	202302101022

Lender

Name	ROBERT A FARRUGGIA JR
Type	Private Party
Address	153 MILLFORD XING, PENFIELD, NY 14526

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	15 Months
Due	May 1, 2024

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$379.00 (+1.61%)
2025	$373.00	$8,000 (-) Land $8,000	$16,700 (+21.01%) Land $16,700
2023		$8,000 (-) Land $8,000	$13,800 (+10.4%) Land $13,800
2022		$8,000 Land $8,000	$12,500 Land $12,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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