74 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 74 Lake Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,050 sqft · built 1988
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Tax Bill$11,200 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN265489 063.09-1-20.1

Property Details

APN / Parcel Number

Primary APN265489 063.09-1-20.1
Alternative APNs
  • 2654890630900001020000
  • 03563200000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,050 sqft Living Area
1st Floor Area1,403 sqft
2nd Floor Area647 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions161 ft deep x 62.8 ft wide
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area548 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03563200000
Street Address74 LAKE RD
CityWEBSTER
StateNY
Zip14580-1010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number20.100
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group1
Census Block1002
Census Tract11203

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 LAKE RD, WEBSTER, NY 14580-1010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address74 LAKE RD, WEBSTER, NY 14580-1010
Document Number0000000217
Book / Page027335 / 000375
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedOct 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 LAKE RD WEBSTER NY 145801010, WEBSTER, NY 14580-1010

Mortgage

Document Number0000000217
DateSep 29, 2017
Book Page027335/000375
Instrument217
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604-2424
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,200.00 (+98.09%) Homeowner's exemption Senior Citizen's exemption
2025$5,654.00 (+2.63%)$279,000 (-) Land $73,600 Building $205,400$581,300 (+20.85%) Land $153,347 Building $427,953
2023$279,000 (-) Land $73,600 Building $205,400$481,000 (+10.35%) Land $126,887 Building $354,113
2022$279,000 Land $73,600 Building $205,400$435,900 Land $114,990 Building $320,910
2021$5,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1978–2017)
Claims Outside the SFHA9 of 17
Most Recent ClaimJun 2017 · Flooding
Claims by Event
  • Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

Nearby Streets

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