St. Johns County property record for 88 Fallen Oak Trl, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,714 sqft · built 2018 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,312 (Feb 2018) |
| Tax Bill | $7,216 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027014-0780 |
| Primary APN | 027014-0780 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,130 sqft |
| 1st Floor Area | 1,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 438 sqft |
| Patio Area | 524 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 88 FALLEN OAK TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81/80-84 BANNON LAKES PHASE 1A-1 LOT 78 OR4499/198 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1A-1 |
| Legal Phase | 1A |
| Legal Lot Number | 78 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 027014-0780
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 05, 2018 | Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2018 · Amount on Record |
| Deed Sale | Feb 05, 2018 · Amount on Record |
| Deed Document Number | 20187726 |
| Deed Book / Page | 4499 / 198 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Investor | Possibly a Property Investor |
| Document Number | 0052150638 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5215/638 |
| Instrument | 2021031953 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0055430449 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 5543/449 |
| Instrument | 2022041623 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049410552 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 4941/552 |
| Instrument | 2020036573 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Mar 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 05, 2018 |
| Property Address | 88 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9021 |
| Document Number | 0044990198 |
| Book / Page | 004499 / 000198 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 7726 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,396.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 88 FALLEN OAK TRL ST AUGUSTINE FL 320959021, ST AUGUSTINE, FL 32095-9021 |
| Document Number | 44990200 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 004499/000200 |
| Instrument | 7727 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,901 (+2.7%) | $403,938 (-6.1%) Land $85,000 Building $318,938 | |
| 2025 | $7,216.00 (+9.83%) Homeowner's exemption | $329,018 (+2.9%) | $430,200 (-1.88%) Land $90,000 Building $340,200 |
| 2024 | $6,570.00 (+1.14%) Homeowner's exemption | $319,745 (+3%) | $438,456 (-0.78%) Land $95,000 Building $343,456 |
| 2023 | $6,496.00 (+3.55%) Homeowner's exemption | $310,432 (+3%) | $441,925 (+14.61%) Land $95,000 Building $346,925 |
| 2022 | $6,273.00 Homeowner's exemption | $301,390 | $385,584 Land $78,400 Building $307,184 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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