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104 Fallen Oak Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 104 Fallen Oak Trl, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 2018
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Nov 2018)
Tax Bill$6,444 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027014-0760

Property Details

APN / Parcel Number

Primary APN027014-0760

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area1,908 sqft
1st Floor Area1,508 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area192 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 FALLEN OAK TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-9025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81/80-84 BANNON LAKES PHASE 1A-1 LOT 76 OR4644/295
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1A-1
Legal Phase1A
Legal Lot Number76
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027014-0760

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 21, 2018Special Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Deed Document Number201883859
Deed Book / Page4644 / 295
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address104 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025

Mortgage

Document Number0054310292
DateNov 30, 2021
Book Page5431/292
Instrument2021128730
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueJan 01, 2049

November 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 21, 2018
Property Address104 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025
Document Number0046440295
Book / Page4644 / 0295
Map ReferenceMB81 PG80-84
Instrument DateNov 20, 2018
Instrument2018083859
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9025

Mortgage

Document Number2018083860
DateNov 21, 2018
Instrument2018083860
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$279,043 (+2.7%)$301,104 (-4.06%) Land $85,000 Building $216,104
2025$6,444.00 (+9.74%) Homeowner's exemption$271,707 (+2.9%)$313,847 (-2.16%) Land $90,000 Building $223,847
2024$5,872.00 (+1.07%) Homeowner's exemption$264,050 (+3%)$320,768 (-0.71%) Land $95,000 Building $225,768
2023$5,810.00 (+3.73%) Homeowner's exemption$256,359 (+3%)$323,048 (+15.25%) Land $95,000 Building $228,048
2022$5,601.00 Homeowner's exemption$248,892$280,308 Land $78,400 Building $201,908

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 206 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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