105 Fallen Oak Trl, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 105 Fallen Oak Trl, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,057 sqft · built 2018
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$325,351 (Nov 2018)
Tax Bill$3,307 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027014-0590

Property Details

APN / Parcel Number

Primary APN027014-0590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,057 sqft Living Area
Gross Area3,557 sqft
1st Floor Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address105 FALLEN OAK TRL
CitySAINT AUGUSTINE
StateFL
Zip32095-9022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81/80-84 BANNON LAKES PHASE 1A-1 LOT 59 OR4646/730
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PHASE 1A-1
Legal Phase1A
Legal Lot Number59
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2067
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 21, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LNDG
Nov 28, 2018Grant Deed, Transfer · VA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Deed Document Number201884972
Deed Book / Page4646 / 730
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address105 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9022
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9022

Mortgage

Document Number0052180433
DateMar 25, 2021
Book Page5218/433
Instrument2021033134
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address105 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9022
Document Number0048751875
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 FALLEN OAK TRL ST AUGUSTINE FL 320959022, ST AUGUSTINE, FL 32095-9022

Mortgage

Document Number0048751875
DateFeb 3, 2020
Book Page004875/001875
Instrument8167
Lender
NameSOVEREIGN LNDG
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 28, 2018
Property Address105 FALLEN OAK TRL, SAINT AUGUSTINE, FL 32095-9022
Document Number0046460730
Book / Page004646 / 000730
Instrument DateNov 27, 2018
Instrument84972
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,277.46
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 FALLEN OAK TRL ST AUGUSTINE FL 320959022, ST AUGUSTINE, FL 32095-9022

Mortgage

Document Number46460732
DateNov 28, 2018
Book Page004646/000732
Instrument84973
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,051 (+2.7%)$431,304 (-4.46%) Land $85,000 Building $346,304
2025$3,307.00 (+8.25%) Disabled Person's exemption Veteran's exemption$346,690 (+2.9%)$451,438 (-1.87%) Land $90,000 Building $361,438
2024$3,055.00 Disabled Person's exemption Veteran's exemption$336,919 (+4.49%)$460,054 (+0.25%) Land $95,000 Building $365,054
2023$3,055.00 (-51.95%) Disabled Person's exemption Veteran's exemption$322,446 (+3%)$458,893 (+14.55%) Land $95,000 Building $363,893
2022$6,358.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$313,054$400,595 Land $78,400 Building $322,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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