8798 E M 20, Hesperia, MI 49421 Property Records

Oceana County property record for 8798 E M 20, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Sep 2015)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-036-100-01`

Property Details

APN / Parcel Number

Primary APN	`014-036-100-01`

Interior

1st Floor Area	1,632 sqft

Exterior

Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	101 ft deep x 265 ft wide

Location & Zoning

Street Address	8798 E M 20
City	HESPERIA
State	MI
Zip	49421-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8798 E M-20 - SEC 36 T14N R15W -.62 A M/L- NW 1/4 OF NW 1/4 LYG N OF HWY M-82 ALSO PT LYG W OF TRUMAN'S RIVERSIDE SUBD EXC E
Legal Range	15W
Legal Township	14N
Legal Section	36
Legal Subdivision	TRUMAN'S RIVERSIDE SUBD
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	2
Census Block	2004
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8798 E M 20, HESPERIA, MI 49421-8911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage THE SHELBY STATE BANK
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC
May 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Sep 12, 1997 · Amount on Record
Deed Book / Page	2015 / 16026
Last Transfer Date	Jul 21, 2025
Transfer Doc	0000003778
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	8798 E M 20, HESPERIA, MI 49421-8911
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/16598
Date	Aug 4, 2022
Book Page	2022/16598
Instrument	202200004696

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	SHELBY, MI 49455

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2027

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	8798 E M 20, HESPERIA, MI 49421-8911
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6854 E GARFIELD RD, HESPERIA, MI 49421-9563

Mortgage

Document Number	2025/13843
Date	Jul 21, 2025
Book Page	2025/13843
Instrument	202500003779

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 26, 2022
Property Address	8798 E M 20, HESPERIA, MI 49421-8911
Document Number	2022/11835
Book / Page	2022 / 11835
Instrument Date	May 19, 2022
Instrument	202200003397
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8798 E M 20, HESPERIA, MI 49421-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6854 E GARFIELD RD, HESPERIA, MI 49421-9563

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,900 (-1.33%) Building $118,900	$237,800 (-1.33%) Building $237,800
2025	$3,195.00 (+2.6%) Homeowner's exemption	$120,500 (+26.98%) Building $120,500	$241,000 (+26.98%) Building $241,000
2024	$3,114.00 (+70.82%)
2023		$94,900 Building $94,900	$189,800 (-) Building $189,800
2022	$1,823.00		$189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1979–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: NCATS.

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