879 Swain Rd, Commerce, GA 30530 Property Records

Jackson County property record for 879 Swain Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,608 sqft · built 2000
Lot Size	8.8 acres (383,328 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`013 010C`

Property Details

APN / Parcel Number

Primary APN	`013 010C`
Alternative APN	`25008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,608 sqft Heated Area
1st Floor Area	2,608 sqft
Basement Area	4,016 sqft
Finished Basement	1,408 sqft
Unfinished Basement	2,608 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	383,328 sqft (8.8 acres)
Garage Type	Mixed
Garage Area	520 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	154 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25008
Old Parcel Number	013 010C
Street Address	879 SWAIN RD
City	COMMERCE
State	GA
Zip	30530-5395
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	8.80 AC TRACT 1 PLAT BK 58 PG 250
Legal Subdivision	FAMILY 01 & 04
Legal Tract	1
Legal Block	58
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5005
Census Tract	10500

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	879 SWAIN RD, COMMERCE, GA 30530-5395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019
Deed Sale	Dec 26, 2019
Deed Document Number	000087M573
Record Updated	Jun 8, 2026

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 31, 2019
Property Address	879 SWAIN RD, COMMERCE, GA 30530-5395
Document Number	00087M0573
Book / Page	00087M / 000573
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	879 SWAIN RD COMMERCE GA 305305395, COMMERCE, GA 30530-5395

Mortgage

Document Number	87M0575
Date	Dec 31, 2019
Book Page	00087M/000575

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,743.00 (-1.04%) Homeowner's exemption	$189,304 (-) Land $10,200 Building $179,104	$473,260 (-) Land $25,500 Building $447,760
2024	$4,793.00 (+22.61%) Homeowner's exemption	$189,304 (+13.46%) Land $10,200 Building $179,104	$473,260 (+13.46%) Land $25,500 Building $447,760
2023	$3,909.00 (+5.45%) Homeowner's exemption	$166,848 (+29.01%) Land $10,200 Building $156,648	$417,120 (+29.01%) Land $25,500 Building $391,620
2022	$3,707.00 Homeowner's exemption	$129,328 Land $4,440 Building $124,888	$323,320 Land $11,100 Building $312,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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