Jackson County property record for 829 Swain Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,996 sqft · built 2000 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $554,000 (May 2025) |
| Tax Bill | $5,361 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013 010A5 |
| Primary APN | 013 010A5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,996 sqft Heated Area |
| 1st Floor Area | 2,008 sqft |
| Basement Area | 2,008 sqft |
| Unfinished Basement | 2,008 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 1,104 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 494 sqft |
| Deck Area | 500 sqft |
| Utility Building | 5,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 19551 |
|---|---|
| Street Address | 829 SWAIN RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-5395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | 10 AC TRACT 5 PBK 54 PG 267 |
| Legal Tract | 5 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 10500 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 829 SWAIN RD, COMMERCE, GA 30530-5395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEAD BANK |
| Dec 22, 2016 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on Record |
| Deed Sale | May 29, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2024 |
| Deed Book / Page | 115P / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Aug 4, 2026 |
| Property Address | 829 SWAIN RD, COMMERCE, GA 30530-5395 |
| Document Number | 0121000312 |
| Book / Page | 121J / 312 |
| Instrument Date | Jul 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 829 SWAIN RD, COMMERCE, GA 30530-5395 |
| Document Number | 0121000312, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 121J/312 |
| Name | LEAD BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 829 SWAIN RD, COMMERCE, GA 30530-5395 |
| Document Number | 00075W0682 |
| Book / Page | 00075W / 000682 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 829 SWAIN RD COMMERCE GA 305305395, COMMERCE, GA 30530-5395 |
| Document Number | 00075W0682 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 00075W/000682 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 23, 2042 |
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,960 (-) Land $65,600 Building $146,360 | $529,900 (-) Land $164,000 Building $365,900 | |
| 2025 | $5,361.00 (-0.22%) | $211,960 (-) Land $65,600 Building $146,360 | $529,900 (-) Land $164,000 Building $365,900 |
| 2024 | $5,373.00 (+16.58%) Homeowner's exemption | $211,960 (+9.53%) Land $65,600 Building $146,360 | $529,900 (+9.53%) Land $164,000 Building $365,900 |
| 2023 | $4,609.00 (+29.36%) Homeowner's exemption | $193,520 (+55.61%) Land $65,600 Building $127,920 | $483,800 (+55.61%) Land $164,000 Building $319,800 |
| 2022 | $3,563.00 Homeowner's exemption | $124,360 Land $22,280 Building $102,080 | $310,900 Land $55,700 Building $255,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Windstream Fiber | 2,000 / 2,000 |
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