825 Swain Rd, Commerce, GA 30530 Property Records

Jackson County property record for 825 Swain Rd, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,170 sqft · built 2000
Lot Size12 acres (522,720 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Jul 2020)
Tax Bill$4,230 (2025)
Deeds & MortgagesJul 2020 Transfer
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN013 010A6

Property Details

APN / Parcel Number

Primary APN013 010A6
Alternative APN
  • 19552

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,170 sqft Heated Area
1st Floor Area2,170 sqft
AtticAttic
Attic Area300 sqft
Basement Area2,170 sqft
Unfinished Basement2,170 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2015
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area522,720 sqft (12 acres)
Garage TypeAttached
Garage Area418 sqft

Exterior Amenities

PorchSlab
Porch Area552 sqft
Patio Area220 sqft
Canopy2,025 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number19552
Street Address825 SWAIN RD
CityCOMMERCE
StateGA
Zip30530-5395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionTRACT 3 & PART TRACT 2 PLAT BK 54 PG 294
Legal Tract2,3
Legal Block54
JurisdictionJACKSON GA
Township / Civil DivisionNICHOLSON
Census Block Group5
Census Block5005
Census Tract10500

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address825 SWAIN RD, COMMERCE, GA 30530-5395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 22, 2020Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Jul 22, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2020 · Amount on Record
Deed SaleJul 8, 2020 · Amount on Record
Prior SaleJul 5, 2007 · Amount on Record
Deed Document Number20202530
Deed Book / Page90N / 657
Record UpdatedOct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateJul 22, 2020
Property Address825 SWAIN RD, COMMERCE, GA 30530-5395
Document Number00090N0675
Book / Page00090N / 000675
Instrument DateJul 8, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address825 SWAIN RD COMMERCE GA 305305395, COMMERCE, GA 30530-5395

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateJul 22, 2020
Property Address825 SWAIN RD, COMMERCE, GA 30530-5395
Document Number00090N0657
Book / Page00090N / 000657
Instrument DateJul 8, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 SWAIN RD COMMERCE GA 305305395, COMMERCE, GA 30530-5395

Mortgage

Document Number90N0659
DateJul 22, 2020
Book Page00090N/000659
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateJul 22, 2020
Property Address825 SWAIN RD, COMMERCE, GA 30530-5395
Document Number00090N0655
Book / Page00090N / 000655
Instrument DateJun 19, 2020
Transaction TypeTransfer
Record UpdatedAug 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address825 SWAIN RD COMMERCE GA 305305395, COMMERCE, GA 30530-5395

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,880 (-) Land $63,520 Building $152,360$539,700 (-) Land $158,800 Building $380,900
2025$4,230.00 (-0.98%) Homeowner's exemption$215,880 (-) Land $63,520 Building $152,360$539,700 (-) Land $158,800 Building $380,900
2024$4,272.00 (+22.16%) Homeowner's exemption$215,880 (+8.9%) Land $63,520 Building $152,360$539,700 (+8.9%) Land $158,800 Building $380,900
2023$3,497.00 (+4.58%) Homeowner's exemption$198,240 (+30.15%) Land $63,520 Building $134,720$495,600 (+30.15%) Land $158,800 Building $336,800
2022$3,344.00 Homeowner's exemption$152,320 Land $45,000 Building $107,320$380,800 Land $112,500 Building $268,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Windstream
Fiber
2,000 / 2,000

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