Defiance County property record for 879 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,466 sqft · built 1936 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (Mar 2022) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B014151000700 |
| Primary APN | B014151000700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 1,284 sqft |
| Upper Floors Area | 182 sqft |
| Attic | Attic |
| Attic Area | 182 sqft |
| Basement Area | 1,284 sqft |
| Finished Basement | 220 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 160 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 879 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GNADENSBURG 2ND ADD SUB LOT C PT |
| Legal Subdivision | GNADENSBURG ADD 2 |
| Legal Lot Number | C |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 958800 |
879 Summit St is owned and occupied by an individual who bought it in March 2022.
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 879 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 23, 2022 | Warranty Deed, Transfer · Line of Credit THE SHERWOOD STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Feb 27, 2004 |
| Deed Document Number | 20221337 |
| Deed Book / Page | 447 / 1205 |
| Transfer Doc | 0000000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Aug 20, 2026 |
| Property Address | 879 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 0000003207 |
| Book / Page | 484 / 128 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20263207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 879 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 0000003207, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 484/128 |
| Instrument | 20263207 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 8, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Mar 23, 2022 |
| Property Address | 879 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 00447/1205 |
| Book / Page | 447 / 1205 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 202200001337 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 879 SUMMIT ST, DEFIANCE, OH 43512-3039 |
| Document Number | 202200001338 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202200001338 |
| Name | THE SHERWOOD STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2052 |
The 2025 property tax bill for 879 Summit St was $1,134.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,134.00 | $29,760 (-) Land $5,480 Building $24,280 | |
| 2024 | $1,134.00 (+1.25%) | $29,760 (-) Land $5,480 Building $24,280 | $85,020 (-0.01%) Land $15,660 Building $69,360 |
| 2023 | $1,120.00 (-28.07%) | $29,760 (-17.93%) Land $5,480 Building $24,280 | $85,028 Land $15,657 Building $69,371 |
| 2022 | $1,557.00 | $36,260 Land $5,480 Building $30,780 | |
| 2020 | $103,590 Land $15,660 Building $87,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 879 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 879 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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