Defiance County property record for 874 Summit St, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,170 sqft · built 1904 |
| Lot Size | 0.941 acres (40,999 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,315 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | B014151000900 |
| Primary APN | B014151000900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 208 sqft |
| Attic | Attic |
| Attic Area | 42 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 920 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 40,999 sqft (0.941 acres) |
| Lot Dimensions | 410 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Canopy | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 874 SUMMIT ST |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GNADENSBURG 2ND ADD SUB LOT C PT (FS) |
| Legal Subdivision | GNADENSBURG ADD 2 |
| Legal Lot Number | C |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 958800 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 874 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY FCU |
| Jun 12, 2018 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 1999 |
| Deed Sale | Apr 16, 1999 |
| Prior Sale | Feb 27, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 874 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 439/1677 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 439/1677 |
| Instrument | 202100003385 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 874 SUMMIT ST, DEFIANCE, OH 43512-3040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 412/2234 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 412/2234 |
| Instrument | 201800002523 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jun 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Municipality | Defiance City |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,315.00 | $33,670 (-) Land $5,810 Building $27,860 | |
| 2024 | $1,315.00 (+1.15%) | $33,670 (-) Land $5,810 Building $27,860 | $96,210 (+0.01%) Land $16,610 Building $79,600 |
| 2023 | $1,300.00 (+6.64%) | $33,670 (+18.6%) Land $5,810 Building $27,860 | $96,200 (+18.58%) Land $16,600 Building $79,600 |
| 2022 | $1,219.00 | $28,390 Land $5,810 Building $22,580 | |
| 2020 | $81,130 Land $16,610 Building $64,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEFIANCE CITY serves 16,494 people · EPA ID OH2000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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