8788 Elm Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8788 Elm Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1956
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2026)
Tax Bill	$4,834 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-0460-025-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0460-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8788 ELM AVE
City	ORANGEVALE
State	CA
Zip	95662-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	W 63 FT OF E 219 FT OF N 190 FT TRACT 95 ORANGEVALE COLONY
Legal Subdivision	ORANGE VALE COLONY
Legal Tract	95
Legal Lot Number	95
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8203

Owner

8788 Elm Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8788 ELM AVE, ORANGEVALE, CA 95662-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Grant Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Jan 25, 2021	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Jan 25, 2021 · Amount on File
Deed Book / Page	20260317 / 851
Prior Transfer Date	Sep 6, 2016
Prior Transfer Doc	0000001050
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 17, 2026
Property Address	8788 ELM AVE, ORANGEVALE, CA 95662-2615
Document Number	0000000851
Map Reference	MB 3 MAP 20
Instrument Date	Mar 13, 2026
Instrument	202603170851
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8788 ELM AVE, ORANGEVALE, CA 95662-2615

Mortgage

Document Number	0000000852
Date	Mar 17, 2026
Instrument	202603170852

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 25, 2021
Property Address	8788 ELM AVE, ORANGEVALE, CA 95662-2615
Document Number	2101250656
Instrument Date	Jan 19, 2021
Instrument	2101250656
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8788 ELM AVE ORANGEVALE CA 956622615, ORANGEVALE, CA 95662-2615

Mortgage

Document Number	2101250658
Date	Jan 25, 2021
Instrument	2101250658

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8788 Elm Ave was $4,834, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,714 (+2%) Land $123,213 Building $287,501
2025	$4,834.00 (+0.94%)	$402,662 Land $120,798 Building $281,864
2024	$4,789.00 (-25.29%)
2023	$6,410.00 (-4.23%)	$387,028 Land $116,108 Building $270,920
2022	$6,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8788 Elm Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2009–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8788 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net.

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