8785 S Coster Rd, Gardner, IL 60424 Property Records

Grundy County property record for 8785 S Coster Rd, Gardner, IL 60424

Property Summary

Property TypeSingle Family Home
Details1,950 sqft · built 1989
Lot Size3 acres (130,680 sqft)
Owner2 Trust Names on File
Tax Bill$7,162 (2025)
Deeds & MortgagesApr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN12-15-400-002

Property Details

APN / Parcel Number

Primary APN12-15-400-002

Interior

Building Area1,950 sqft Total Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area130,680 sqft (3 acres)
Total Buildings4 Buildings

Location & Zoning

Street Address8785 S COSTER RD
CityGARDNER
StateIL
Zip60424-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN361.5 OF E361.15 SE1/4 SE1/4 SEC 15-31-8
Legal Range08W
Legal Township31N
Legal Section15
JurisdictionGRUNDY IL
Township / Civil DivisionGREENFIELD
Census Block Group5
Census Block5020
Census Tract900

Owner

8785 S Coster Rd is owner-occupied and held in a trust since April 2024.

Source: Grundy County records, as of June 30, 2026

Owner of Record2 Trust Names on File
Mailing Address8785 S COSTER RD, GARDNER, IL 60424-6133
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 9, 2024
Transfer Doc0000625000
Record UpdatedSep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRUNDY IL
Recording DateApr 18, 2024
Property Address8785 S COSTER RD, GARDNER, IL 60424-6133
Document Number0000625000
Instrument DateApr 9, 2024
Instrument625000
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8785 S COSTER RD, GARDNER, IL 60424-6133

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8785 S COSTER RD, GARDNER, IL 60424-6133

Tax Assessment & Valuation

The 2025 property tax bill for 8785 S Coster Rd was $7,162 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGreenfield Township
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)
Elementary School DistrictSouth Wilmington Consolidated School District 74 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,162.00$89,082 Land $12,114 Building $76,968$267,246 Land $36,342 Building $230,904
2022$5,013.00 Homeowner's exemption$68,357 Land $9,296 Building $59,061$205,071 Land $27,888 Building $177,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8785 S Coster Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1985–2020)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8785 S Coster Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
Rise Broadband
Fixed Wireless
25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Coster Rd

Nearby Streets

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