8575 S Coster Rd, Gardner, IL 60424 Property Records

Grundy County property record for 8575 S Coster Rd, Gardner, IL 60424

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2020)
Tax Bill	$6,614 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`12-15-400-004`

Property Details

APN / Parcel Number

Primary APN	`12-15-400-004`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	8575 S COSTER RD
City	GARDNER
State	IL
Zip	60424-6270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SE - BEG 3033.58 S NE COR NE, S170 W384.35 N170 E384.35 TO POB SEC 15-31-8 DOC 322037
Legal Range	08W
Legal Township	31N
Legal Section	15
Jurisdiction	GRUNDY IL
Township / Civil Division	GREENFIELD
Census Block Group	5
Census Block	5020
Census Tract	900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8575 S COSTER RD, GARDNER, IL 60424-6270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 13, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	2020593051
Record Updated	Oct 29, 2026

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 8, 2020
Property Address	8575 S COSTER RD, GARDNER, IL 60424-6270
Document Number	0000593051
Instrument Date	Jun 5, 2020
Instrument	593051
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8575 S COSTER RD, GARDNER, IL 60424-6270

Mortgage

Document Number	0000593052
Date	Jun 8, 2020
Instrument	593052

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRUNDY IL
Recording Date	Nov 13, 2018
Property Address	8575 S COSTER RD, GARDNER, IL 60424-6270
Document Number	0000581245
Instrument Date	Nov 9, 2018
Instrument	581245
Transaction Type	Foreclosure
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Greenfield Township
Secondary School District	Gardner-South Wilmington Township High School District (09 - 12)
Elementary School District	South Wilmington Consolidated School District 74 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,614.00 (+44.25%)	$80,978 (+30.32%) Land $14,836 Building $66,142	$242,934 (+30.32%) Land $44,508 Building $198,426
2022	$4,585.00 Homeowner's exemption	$62,139 Land $11,385 Building $50,754	$186,417 Land $34,155 Building $152,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1985–2020)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

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