Grundy County property record for 8655 S Coster Rd, Gardner, IL 60424
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,712 sqft · built 2004 |
| Lot Size | 6.67 acres (290,545 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,872 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-15-400-005 |
| Primary APN | 12-15-400-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,712 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 290,545 sqft (6.67 acres) |
| Lot Dimensions | 744 ft deep x 384 ft wide |
| Garage Type | Attached |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 8655 S COSTER RD |
|---|---|
| City | GARDNER |
| State | IL |
| Zip | 60424-6260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE SE - BEG 3203.58'S NE COR NE, W384.35', S TO S LN NE SE, E384.35' N TO POB SEC 15-31-8 |
| Legal Range | 08W |
| Legal Township | 31N |
| Legal Section | 15 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | GREENFIELD |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 900 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8655 S COSTER RD, GARDNER, IL 60424-6260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Property Address | 8655 S COSTER RD, GARDNER, IL 60424-6260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000570813 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 570813 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Greenfield Township |
| Secondary School District | Gardner-South Wilmington Township High School District (09 - 12) |
| Elementary School District | South Wilmington Consolidated School District 74 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,872.00 (+36.51%) | $133,117 (+28.6%) Land $5,614 Building $127,503 | |
| 2022 | $7,964.00 Homeowner's exemption | $103,515 Land $4,336 Building $99,179 | |
| 2019 | $270,198 Land $12,507 Building $257,691 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1985–2020) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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