878 SE 25th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 878 SE 25th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,451 sqft · built 2003
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Dec 2016)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1-27-37-35-0040-00000-0570`

Property Details

APN / Parcel Number

Primary APN	`1-27-37-35-0040-00000-0570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,451 sqft Heated Area
Gross Area	2,278 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	878 SE 25TH ST
City	OKEECHOBEE
State	FL
Zip	34974-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMCREEK ESTATES UNIT NO. 3 (PLAT BOOK 6 PAGES 90 & 91) LOT 57
Legal Range	35E
Legal Township	37S
Legal Section	27
Legal Subdivision	PALMCREEK ESTATES
Legal Lot Number	57
Legal Unit	3
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3024
Census Tract	910500

Owner

878 SE 25th St is owned and occupied by an individual who bought it in December 2016.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	878 SE 25TH ST, OKEECHOBEE, FL 34974-3210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Prior Sale	Jun 1, 2005 · Amount on File
Deed Document Number	2016011785
Deed Book / Page	0784 / 0570
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	878 SE 25TH ST, OKEECHOBEE, FL 34974-3210
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 SE 25TH ST, OKEECHOBEE, FL 34974-3210

Mortgage

Document Number	2021009420
Date	Jul 27, 2021
Instrument	2021009420

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 878 SE 25th St was $1,389 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 Homeowner's exemption	$141,950	$202,654 Land $13,000 Building $189,654
2023	$1,948.00 (+8.64%) Homeowner's exemption	$133,931 (+3%)	$222,916 (+21.58%) Land $7,500 Building $215,416
2022	$1,793.00 Homeowner's exemption	$130,030	$183,350 Land $7,500 Building $175,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 878 SE 25th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	10 (2004–2022)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 878 SE 25th St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20