Okeechobee County property record for 895 SE 25th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,667 sqft · built 2003 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Oct 2019) |
| Tax Bill | $3,281 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-27-37-35-0040-00000-0490 |
| Primary APN | 1-27-37-35-0040-00000-0490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,667 sqft Heated Area |
| Gross Area | 2,184 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 895 SE 25TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMCREEK ESTATES UNIT NO. 3 (PLAT BOOK 6 PAGES 90 & 91) LOT 49 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 27 |
| Legal Subdivision | PALMCREEK ESTATES |
| Legal Lot Number | 49 |
| Legal Unit | 3 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 910500 |
Source: Okeechobee County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 KENTFIELD CT, MARTINEZ, CA 94553-5316 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND HM FIN'L SVCS INC |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAND HM FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on Record |
| Deed Sale | Oct 8, 2019 · Amount on Record |
| Prior Sale | Mar 2, 2006 · Amount on Record |
| Deed Document Number | 2019010431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 895 SE 25TH ST, OKEECHOBEE, FL 34974-3213 |
| Document Number | 0000011687 |
| Instrument Date | Nov 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 122 KENTFIELD CT MARTINEZ CA 945535316, MARTINEZ, CA 94553-5316 |
| Document Number | 0000011687 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 11687 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 895 SE 25TH ST, OKEECHOBEE, FL 34974-3213 |
| Document Number | 0000010431 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 10431 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2019 |
| Title Company | OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1827 CLARENDON DR FAIRFIELD CA 94534, FAIRFIELD, CA 94534 |
| Document Number | 10432 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 10432 |
| Name | LAND HM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2049 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,281.00 (-15.91%) | $239,293 (-6.17%) Land $30,000 Building $209,293 | $239,293 (-6.17%) Land $30,000 Building $209,293 |
| 2023 | $3,902.00 (+14.43%) | $255,029 (+2%) Land $21,000 Building $234,029 | $255,029 (+2%) Land $21,000 Building $234,029 |
| 2022 | $3,410.00 | $212,523 Land $21,000 Building $191,523 | $212,523 Land $21,000 Building $191,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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