Okeechobee County property record for 831 SE 25th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,996 sqft · built 1999 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jan 2026) |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1-27-37-35-0040-00000-0440 |
| Primary APN | 1-27-37-35-0040-00000-0440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,996 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,932 sqft (0.228 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Pool Area | 462 sqft |
| Porch | Finished Screened Porch |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 831 SE 25TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMCREEK ESTATES UNIT NO. 3 (PLAT BOOK 6 PAGES 90 & 91) LOTS 44 & 45 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 27 |
| Legal Subdivision | PALMCREEK ESTATES UNIT NO 3 |
| Legal Lot Number | 44,45 |
| Legal Unit | 3 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 910500 |
Source: Okeechobee County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2428 SW 18TH CT, OKEECHOBEE, FL 34974-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Mar 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Deed Document Number | 2026760 |
| Prior Transfer Date | Nov 14, 2017 |
| Prior Transfer Doc | 0007981691 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 831 SE 25TH ST, OKEECHOBEE, FL 34974-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2428 SW 18TH CT, OKEECHOBEE, FL 34974-5640 |
| Document Number | 0000000761 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2026000761 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 831 SE 25TH ST, OKEECHOBEE, FL 34974-3213 |
| Document Number | 0000003252 |
| Map Reference | MB 6 PG 90&91 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2023003252 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 SW 18TH CT, OKEECHOBEE, FL 34974-5640 |
| Name | Verified Name |
|---|---|
| Address | 2502 SW 18TH CT, OKEECHOBEE, FL 34974-5640 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 831 SE 25TH ST, OKEECHOBEE, FL 34974-3213 |
| Document Number | 0007981691 |
| Book / Page | 000798 / 001691 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 11431 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 831 SE 25TH ST OKEECHOBEE FL 349743213, OKEECHOBEE, FL 34974-3213 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 (+6.98%) Homeowner's exemption | $209,605 (+5.99%) | $309,523 (-5.33%) Land $45,000 Building $264,523 |
| 2023 | $2,836.00 (+6.58%) Homeowner's exemption | $197,765 (+3%) | $326,966 (+17.02%) Land $31,500 Building $295,466 |
| 2022 | $2,661.00 Homeowner's exemption | $192,005 | $279,409 Land $31,500 Building $247,909 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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