DeSoto County property record for 8778 Windersgate Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,409 sqft · built 1995 |
| Lot Size | 1.02 acres (44,529 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,800 (Aug 2018) |
| Tax Bill | $2,541 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-8-28-14-0-00038-00 |
| Primary APN | 1-06-8-28-14-0-00038-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,409 sqft Adjusted Area |
| 1st Floor Area | 1,957 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 44,529 sqft (1.02 acres) |
| Lot Dimensions | 362 ft deep x 103 ft wide |
| Street Address | 8778 WINDERSGATE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | GERMANWOOD ESTATES S-D 2ND ADDITION LOT 38 |
| Legal Range | 006 |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | GERMANWOOD ESTATES S-D 2ND ADDITION |
| Legal Lot Number | 38 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 70811 |
Source: DeSoto County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Aug 17, 2018 | Warranty Deed, Transfer REALITY TITLE, REALTY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2009 · Amount on Record |
| Deed Document Number | 2018W00864-00796 |
| Deed Book / Page | 864 / 796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 7, 2026 |
| Property Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 5663113643 |
| Book / Page | 5663 / 113643 |
| Instrument Date | Sep 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 5663113643, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 5663/113643 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | REALTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 004591/174 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 4591/174 |
| Instrument | T04591-00174 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 005066/666 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 5066/666 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 17, 2018 |
| Property Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 000864/796 |
| Book / Page | 864 / 796 |
| Map Reference | PB 24 PG 33 |
| Instrument Date | Jul 30, 2018 |
| Instrument | W00864-00796 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 BYHALIA CREEK FARMS RD E, 560, BYHALIA, MS 38611-7070 |
| Name | Verified Name |
|---|---|
| Address | 8778 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,541.00 (+16.61%) | $21,947 (+37.45%) Land $2,500 Building $19,447 | $219,467 (+37.45%) Land $25,000 Building $194,467 |
| 2023 | $2,179.00 | $15,967 | $159,674 Land $25,000 Building $134,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2008–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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