DeSoto County property record for 8708 Windersgate Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,498 sqft · built 1991 |
| Lot Size | 1.01 acres (44,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $296,500 (Aug 2019) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-8-28-14-0-00035-00 |
| Primary APN | 1-06-8-28-14-0-00035-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,498 sqft Adjusted Area |
| 1st Floor Area | 3,213 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 44,184 sqft (1.01 acres) |
| Lot Dimensions | 300 ft deep x 146 ft wide |
| Patio Area | 480 sqft |
| Street Address | 8708 WINDERSGATE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | GERMANWOOD ESTATES S-D 2ND ADDITION LOT 35 |
| Legal Range | 006 |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | GERMANWOOD ESTATES S-D 2ND ADDITION |
| Legal Lot Number | 35 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 70811 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 24, 2024 | Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Aug 8, 2019 | Warranty Deed, Transfer · FHA Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Deed Book / Page | 895 / 716 |
| Last Transfer Date | Apr 22, 2024 |
| Transfer Doc | 01024/7109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 24, 2024 |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 01024/7109 |
| Book / Page | 1024 / 7109 |
| Map Reference | MB 24 PG 33&34 |
| Instrument Date | Apr 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 5660/36689 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 5660/36689 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 005251/427 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 5251/427 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 005407/567 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 5407/567 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 00005609/1 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 5609/1 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 8, 2019 |
| Property Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 000895/716 |
| Book / Page | 0895 / 716 |
| Map Reference | MB 24 PG 33&34 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 PATTON DR, 4700, OLIVE BRANCH, MS 38654-7473 |
| Name | Verified Name |
|---|---|
| Address | 8708 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1210 |
| Document Number | 0004776489 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 4776/489 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,646.00 (+21.43%) | $42,716 (+41.29%) Land $2,500 Building $40,216 | $427,158 (+41.29%) Land $25,000 Building $402,158 |
| 2023 | $3,826.00 | $30,233 | $302,332 Land $25,000 Building $277,332 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2008–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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