8805 Windersgate Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8805 Windersgate Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,173 sqft · built 1991
Lot Size	1.08 acres (47,328 sqft)
Owner	Individual Name on File
Last Sale	$465,500 (Jan 2025)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-8-28-14-0-00020-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-8-28-14-0-00020-00`

Interior

Bedrooms	4 Beds
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,173 sqft Adjusted Area
1st Floor Area	1,772 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Marblecrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	47,328 sqft (1.08 acres)
Lot Dimensions	300 ft deep x 70 ft wide
Pool Area	512 sqft
Patio Area	736 sqft

Location & Zoning

Street Address	8805 WINDERSGATE DR
City	OLIVE BRANCH
State	MS
Zip	38654-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	GERMANWOOD ESTATES S-D 2ND ADDITION LOT 20
Legal Range	006
Legal Township	01S
Legal Section	28
Legal Subdivision	GERMANWOOD ESTATES S-D 2ND ADDITION
Legal Lot Number	20
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	70811

Owner

8805 Windersgate Dr is owned and occupied by an individual who bought it in January 2025.

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Aug 1, 2022	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Jul 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Jun 22, 2020	Special Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK
Dec 19, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Book / Page	1025 / 13
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	000907/440
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258

Mortgage

Document Number	005577/189
Date	Aug 1, 2022
Book Page	5577/189

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258

Mortgage

Document Number	0005344/63
Date	Sep 14, 2021
Book Page	5344/63

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 26, 2031

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 1, 2022
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Document Number	001006/404
Book / Page	1006 / 404
Map Reference	MB 24 PG 33
Instrument Date	Jul 22, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 FOREST HILL RD S, 4520, OLIVE BRANCH, MS 38654-6025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 16, 2021
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Document Number	000964/670
Book / Page	964 / 670
Map Reference	MB 24 PG 33
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258

Mortgage

Document Number	0005294185
Date	Jul 16, 2021
Instrument	5294/185

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 22, 2020
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Document Number	0000923/28
Book / Page	923 / 28
Map Reference	MB 24 PG 33
Instrument Date	Jun 8, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258

Mortgage

Document Number	0004972571
Date	Jun 22, 2020
Instrument	4972/571

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 18, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2019
Property Address	8805 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1258
Document Number	000907/440
Book / Page	0907 / 440
Map Reference	MB 24 PG 33
Instrument Date	Oct 28, 2019
Transaction Type	Foreclosure
Record Updated	Nov 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2025 property tax bill for 8805 Windersgate Dr was $3,597.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00	$31,066 Land $2,500 Building $28,566	$310,659 Land $25,000 Building $285,659
2023	$2,953.00	$21,637	$216,368 Land $25,000 Building $191,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8805 Windersgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8805 Windersgate Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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