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877 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 877 E Main St, Benton Harbor, MI 49022 · Last verified June 2026

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.108 acres (4,704 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Aug 2019)
Tax Bill$398 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54-0903-0065-00-9

Property Details

APN / Parcel Number

Primary APN54-0903-0065-00-9
Alternative APN
  • 11-54-0903-0065-00-9

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions125 ft deep x 37.5 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address877 E MAIN ST
CityBENTON HARBOR
StateMI
Zip49022-3073
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionTHE E 37.5' OF LOT 11 BLK 11 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR
Legal SubdivisionBENTON HARBOR IMPROVEMENT ASSOC 3RD ADD
Legal Block11
Legal Lot Number11
Legal Unit11
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group2
Census Block2044
Census Tract300

Owner

Source: Berrien County records · APN 54-0903-0065-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1400 SILVER CREEK PL, SAINT JOSEPH, MI 49085-8730
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED FEDERAL CREDIT UNION
Aug 07, 2019Warranty Deed, Transfer · Commercial Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2019 · Amount on Record
Deed SaleAug 07, 2019 · Amount on Record
Prior SaleApr 04, 2011 · Amount on Record
Deed Book / Page3245 / 2416
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateApr 30, 2026
Property Address877 E MAIN ST, BENTON HARBOR, MI 49022-3073
Document Number0000459743
Book / Page3476 / 1078
Instrument DateApr 29, 2026
Instrument2026459743
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMTC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address202 N FAIR AVE, BENTON HARBOR, MI 49022-3004

Mortgage

Document Number0000459743,
DateApr 30, 2026
Book Page3476/1078
Instrument2026459743
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 07, 2019
Property Address877 E MAIN ST, BENTON HARBOR, MI 49022-3073
Document Number03245/2416
Book / Page3245 / 2416
Map ReferenceVOL 2 PG 92
Instrument DateAug 02, 2019
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address338 RIVER RUN DR, SAINT JOSEPH, MI 49085-8663

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WINWOOD DR, SAINT JOSEPH, MI 49085-2342

Mortgage

Document Number0032452418
DateAug 07, 2019
Instrument3245/2418
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$19,900 (+41.13%)$39,800 (+41.13%)
2025$398.00 (+13.39%)
2023$14,100$28,200
2022$351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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