860 E Main St, #3, Benton Harbor, MI 49022 Property Records

Berrien County property record for 860 E Main St, #3, Benton Harbor, MI 49022

Property Summary

Property Type	Office Building
Details	12,020 sqft · built 1920
Lot Size	0.524 acres (22,825 sqft)
Owner	Company Name on Record
Tax Bill	$3,056 (2025)
Flood Zone	Zone X (minimal risk)
APN	`54-0903-0074-00-8`

Property Details

APN / Parcel Number

Primary APN	`54-0903-0074-00-8`
Alternative APN	`11-54-0903-0074-00-8`

Interior

Stories	2 Stories
Building Area	12,020 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	22,825 sqft (0.524 acres)
Lot Dimensions	126 ft deep x 181 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	860 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-3074
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	DISTRICT D
Legal Description	ENTIRE LOTS 3 & 4 & 5 & W1/2 OF LOT 2 BLK 12 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR SEE 11-54-9975-0399-00-1
Legal Subdivision	BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD
Legal Block	12
Legal Lot Number	2-5
Legal Unit	3,2
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1000
Census Tract	300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1406, BENTON HARBOR, MI 49023-1406
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,800 (+30.97%)	$599,600 (+30.97%)
2025	$3,056.00 (+13.44%)
2023		$228,900	$457,800
2022	$2,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20