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871 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 871 E Main St, Benton Harbor, MI 49022 · Last verified June 2026

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.115 acres (5,009 sqft)
OwnerCompany Name on File
Last Sale$800,000 (Aug 2019)
Tax Bill$340 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54-0903-0064-00-2

Property Details

APN / Parcel Number

Primary APN54-0903-0064-00-2
Alternative APN
  • 11-54-0903-0064-00-2

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address871 E MAIN ST
CityBENTON HARBOR
StateMI
Zip49022-3073
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionTHE E 27.5' OF LOT 10 & THE W 12.5' OF LOT 11 BLK 11 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR
Legal SubdivisionBENTON HARBOR IMPROVEMENT ASSOC 3RD ADD
Legal Block11
Legal Lot Number10-11
Legal Unit10,11
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON HARBOR
Census Block Group2
Census Block2044
Census Tract300

Owner

Source: Berrien County records · APN 54-0903-0064-00-2

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1400 SILVER CREEK PL, SAINT JOSEPH, MI 49085-8730
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED FEDERAL CREDIT UNION
Aug 07, 2019Warranty Deed, Transfer · Commercial Mortgage
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2019 · Amount on Record
Deed SaleAug 07, 2019 · Amount on Record
Prior SaleDec 05, 2000 · Amount on Record
Deed Book / Page3245 / 2416
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateApr 30, 2026
Property Address871 E MAIN ST, BENTON HARBOR, MI 49022-3073
Document Number0000459743
Book / Page3476 / 1078
Instrument DateApr 29, 2026
Instrument2026459743
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMTC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address202 N FAIR AVE, BENTON HARBOR, MI 49022-3004

Mortgage

Document Number0000459743,
DateApr 30, 2026
Book Page3476/1078
Instrument2026459743
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 07, 2019
Property Address871 E MAIN ST, BENTON HARBOR, MI 49022-3073
Document Number03245/2416
Book / Page3245 / 2416
Map ReferenceVOL 2 PG 92
Instrument DateAug 02, 2019
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,880.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address338 RIVER RUN DR, SAINT JOSEPH, MI 49085-8663

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WINWOOD DR, SAINT JOSEPH, MI 49085-2342

Mortgage

Document Number0032452418
DateAug 07, 2019
Instrument3245/2418
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBenton Harbor City
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$20,500 (+42.36%)$41,000 (+42.36%)
2025$340.00 (+13.33%)
2023$14,400$28,800
2022$300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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