8764 Sand Pine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8764 Sand Pine Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,573 sqft · built 2002
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Dec 2024)
Tax Bill	$8,604 (2025)
Deeds & Mortgages	Jul 2023 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`09-2S-26-1020-01100-0340`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-1020-01100-0340`
Alternative APN	`S262091020011000340`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,573 sqft Living Area
Gross Area	4,559 sqft
1st Floor Area	2,573 sqft
Utility Area	1 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	76,230 sqft (1.75 acres)
Lot Dimensions	458 ft deep x 202 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,356 sqft
Bath House	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8764 SAND PINE DR
City	NAVARRE
State	FL
Zip	32566-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 BLK 11 EAST BAY RIVER EST 1ST ADD AS DES IN OR 4567 PG 436 LESS ALL MIN RTS
Legal Range	26W
Legal Township	2S
Legal Section	09
Legal Subdivision	EAST BAY RVR/1ST ADD
Legal Block	11
Legal Lot Number	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2009
Census Tract	10828

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT INC
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit UNITED SENATE FEDERAL CREDIT UNION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Mar 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	202453916
Deed Book / Page	4567 / 436
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 20, 2023
Property Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Document Number	0044161007
Book / Page	4416 / 1007
Map Reference	MB C PG 171
Instrument Date	Jul 19, 2023
Instrument	202332414
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 PLANTATION RD, PENSACOLA, FL 32504-6243

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126

Mortgage

Document Number	0042241838
Date	Dec 27, 2021
Book Page	4224/1838
Instrument	202184782

Lender

Name	FLEXPOINT INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036441341
Date	Jul 20, 2017
Book Page	3644/1341
Instrument	201729651

Lender

Name	UNITED SENATE FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126

Mortgage

Document Number	0040410142
Date	Dec 11, 2020
Book Page	4041/142
Instrument	202066718

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8764 SAND PINE DR, NAVARRE, FL 32566-3126
Document Number	0036131141
Book / Page	003613 / 001141
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8764 SAND PINE DR NAVARRE FL 325663126, NAVARRE, FL 32566-3126

Mortgage

Document Number	0036131141
Date	Apr 10, 2017
Book Page	003613/001141
Instrument	13674

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,604.00 (+10.98%)	$727,221 (+10.96%) Land $181,800 Building $545,421	$727,221 (+10.96%) Land $181,800 Building $545,421
2024	$7,753.00 (+68.36%)	$655,380 (+58.9%) Land $145,440 Building $509,940	$655,380 (+1.94%) Land $145,440 Building $509,940
2023	$4,605.00 (+2.49%) Homeowner's exemption	$412,444 (+3%)	$642,918 (+2.32%) Land $145,440 Building $497,478
2022	$4,493.00 Homeowner's exemption	$400,431	$628,333 Land $129,280 Building $499,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

Nearby Properties on Sand Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures