8780 Sand Pine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8780 Sand Pine Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,391 sqft · built 2002
Lot Size	1.33 acres (58,240 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Aug 2001)
Tax Bill	$3,048 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`09-2S-26-0000-00207-0000`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-0000-00207-0000`
Alternative APN	`S262090000002070000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,391 sqft Living Area
Gross Area	3,302 sqft
1st Floor Area	2,391 sqft
Utility Area	12 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	58,240 sqft (1.33 acres)
Lot Dimensions	350 ft deep x 200 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8780 SAND PINE DR
City	NAVARRE
State	FL
Zip	32566-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENHNCD LIFE EST RESRVD IN: COMM AT PRM #9 ACCORDING TO E BAY RIVER EST TH S 893539 W 190 FT TH N002421W 360 FT TH N220539 E 190 FT TH N705421 W 3.51 FT TH N565421 W 120.06 FT TH N 190519 E 276 FT M/L TO SOUTH SHORE OF EAST BAY FOR POB TH S19*
Legal Range	26W
Legal Township	2S
Legal Section	09
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2009
Census Tract	10828

Owner

8780 Sand Pine Dr is owned and occupied by two individuals who acquired it in May 2021.

Source: Santa Rosa County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8780 SAND PINE DR, NAVARRE, FL 32566-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Jun 7, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2001 · Amount on File
Deed Sale	Aug 13, 2001 · Amount on File
Deed Book / Page	1930 / 8
Last Transfer Date	May 27, 2021
Transfer Doc	0041290613
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8780 SAND PINE DR, NAVARRE, FL 32566-3126
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040241040
Date	Nov 3, 2020
Book Page	4024/1040
Instrument	202058168

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 7, 2021
Property Address	8780 SAND PINE DR, NAVARRE, FL 32566-3126
Document Number	0041290613
Book / Page	4129 / 613
Instrument Date	May 27, 2021
Instrument	202137881
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 SAND PINE DR, NAVARRE, FL 32566-3126

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,605 (+2.9%)	$516,044 (+6.74%) Land $165,600 Building $350,444
2024	$3,048.00 (+2.25%) Homeowner's exemption Disabled Person's exemption	$292,133 (+3%)	$483,473 (+0.51%) Land $165,600 Building $317,873
2023	$2,981.00 (+2.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$283,624 (+3%)	$481,022 (+4.93%) Land $165,600 Building $315,422
2022	$2,902.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$275,363	$458,421 Land $147,200 Building $311,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8780 Sand Pine Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8780 Sand Pine Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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