Santa Rosa County property record for 8742 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 2021 |
| Lot Size | 2.53 acres (110,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Apr 2020) |
| Tax Bill | $3,901 (2024) |
| Deeds & Mortgages | Sep 2020 Construction Loan Apr 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-2S-26-1020-01100-0310 |
| Primary APN | 09-2S-26-1020-01100-0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,504 sqft Heated Area |
| Gross Area | 2,823 sqft |
| 1st Floor Area | 2,022 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 110,250 sqft (2.53 acres) |
| Lot Dimensions | 10,600 ft deep x 1,000 ft wide |
| Garage Area | 518 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 092S261020011000310 |
|---|---|
| Street Address | 8742 SAND PINE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOT 31 BLK 11 AS DES IN OR 3943 PG 1941 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RIVER EST |
| Legal Block | 11 |
| Legal Lot Number | 31 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
Source: Santa Rosa County assessment roll, APN 09-2S-26-1020-01100-0310, as of July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8742 SAND PINE DR, NAVARRE, FL 32566-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage · Construction Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC |
| Apr 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Deed Document Number | 202019847 |
| Deed Book / Page | 3943 / 1941 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8742 SAND PINE DR, NAVARRE, FL 32566-3126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 52 HOWARD AVE NW, CARTERSVILLE, GA 30121-4626 |
| Document Number | 0040001288 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 4000/1288 |
| Instrument | 202046088 |
| Name | BEACH COMMUNITY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | 32543 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 28, 2020 |
| Property Address | 8742 SAND PINE DR, NAVARRE, FL 32566-3126 |
| Document Number | 0039431941 |
| Book / Page | 3943 / 1941 |
| Map Reference | MB C PG 171 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 202019847 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENSACOLA TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 HARBOUR SHORES DR, 565, JACKSON, GA 30233-6379 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 52 HOWARD AVE, CARTERSVILLE, GA 30120 |
| Document Number | 0039431945 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 3943/1945 |
| Instrument | 202019848 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 01, 2025 |
Source: Santa Rosa County assessment roll as of July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,901.00 (-0.36%) Homeowner's exemption | $364,879 (+0.82%) Land $72,000 Building $292,879 | $364,879 (+0.82%) Land $72,000 Building $292,879 |
| 2023 | $3,915.00 (+1.08%) Homeowner's exemption | $361,913 (+1.71%) Land $72,000 Building $289,913 | $361,913 (+1.71%) Land $72,000 Building $289,913 |
| 2022 | $3,873.00 Homeowner's exemption | $355,831 | $355,831 Land $57,600 Building $298,231 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108282, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | High above 81% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 78 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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