Osceola County property record for 875 S Lake Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1970 |
| Lot Size | 4.55 acres (198,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Jun 2002) |
| Tax Bill | $4,221 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 92650 |
| Primary APN | 92650 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,680 sqft Heated Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 198,634 sqft (4.55 acres) |
| Lot Dimensions | 300 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 480 sqft |
| Fence | Fence |
| Utility Building | 360 sqft |
| Cooling System | Central |
|---|
| Account Number | 92650 |
|---|---|
| Street Address | 875 S LAKE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | RUNNYMEDE BLK 18 PB 1 PG 057 LOTS 12-15 LESS N 20 FT OF LOT 12 AND THAT PORTION OF VAC S LAKE AVE LYING BETWEEN & E OF THE |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | WATERFRONT EAST LAKE TOHO |
| Legal Tract | 4910 |
| Legal Block | 18 |
| Legal Lot Number | 12-15 14 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 43600 |
875 S Lake Ave is owned and occupied by two individuals who bought it in June 2002.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 875 S LAKE AVE, SAINT CLOUD, FL 34771-8286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2002 · Amount on File |
| Deed Sale | Jun 12, 2002 · Amount on File |
| Prior Sale | Sep 13, 2000 · Amount on File |
| Deed Document Number | 0206400502 |
| Deed Book / Page | 02064 / 00502 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 875 S Lake Ave was $4,221 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,221.00 Homeowner's exemption | $294,119 | $552,100 Land $440,000 Building $112,100 |
| 2023 | $3,936.00 (+4.13%) Homeowner's exemption | $277,505 (+3%) | $549,800 (+1%) Land $440,000 Building $109,800 |
| 2022 | $3,780.00 Homeowner's exemption | $269,423 | $274,900 Land $176,000 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 875 S Lake Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 875 S Lake Ave is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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