Osceola County property record for 615 S Lake Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 684 sqft · built 1958 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Company Name on Record |
| Last Sale | $485,000 (Jun 2024) |
| Tax Bill | $4,457 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 92642 |
| Primary APN | 92642 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 684 sqft Heated Area |
| Gross Area | 1,284 sqft |
| 1st Floor Area | 684 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Utility Building | 600 sqft |
| Cooling System | Central |
|---|
| Account Number | 92642 |
|---|---|
| Street Address | 615 S LAKE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | RUNNYMEDE PB 1 PG 57 BLK 18 LOT 4 AND THAT PORTION OF VAC S LAKE AVE LYING BETWEEN & E OF THE HIGH WATER LINE OF LAKE TOHO & |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | WATERFRONT EAST LAKE TOHO |
| Legal Tract | 4910 |
| Legal Block | 18 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 68 BOWBELL RD, WHITE PLAINS, NY 10607-1142 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Deed Document Number | 2024083201 |
| Deed Book / Page | 6622 / 2102 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,457.00 (+344.37%) | $270,300 (+383.14%) Land $189,000 Building $81,300 | $270,300 (+1.08%) Land $189,000 Building $81,300 |
| 2023 | $1,003.00 (+5.69%) Homeowner's exemption | $55,946 (+3%) | $267,400 (+95.61%) Land $189,000 Building $78,400 |
| 2022 | $949.00 Homeowner's exemption | $54,317 | $136,700 Land $67,500 Building $69,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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