805 S Lake Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 805 S Lake Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1972
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$76,800 (Nov 2025)
Tax Bill$1,754 (2025)
Deeds & MortgagesNov 2025 Sale
Mar 2017 Transfer
Flood ZoneZone AE (high risk)
APN29-25-31-4910-0018-0100

Property Details

APN / Parcel Number

Primary APN29-25-31-4910-0018-0100
Alternative APNs
  • 253129491000180100
  • 92648

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,652 sqft
1st Floor Area960 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address805 S LAKE AVE
CitySAINT CLOUD
StateFL
Zip34771-8286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionRUNNYMEDE PB 1 PG 57 BLK 18 S 20 FT OF W 125 FT LOT 10 & N 50 FT OF W 125 FT LOT 11 AND THAT PORTION OF VAC S LAKE AVE LYING BETWEEN & E OF THE HIGH WATER LINE OF E LAKE TOHO & W OF SAID LOT
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionRUNNYMEDE NORTH HALF TOWN OF
Legal Tract4910
Legal Block18
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

805 S Lake Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Osceola County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address805 S LAKE AVE, SAINT CLOUD, FL 34771-8286
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Quit Claim Deed, Transfer
Quitclaim
Mar 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2025 · Amount on File
Deed SaleNov 24, 2025 · Amount on File
Prior SaleJun 11, 2010 · Amount on File
Deed Document Number2025144299
Deed Book / Page6884 / 858
Prior Transfer DateNov 23, 2025
Prior Transfer Doc0068840858
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 24, 2025
Property Address805 S LAKE AVE, SAINT CLOUD, FL 34771-8286
Document Number0068840858
Book / Page6884 / 858
Instrument DateNov 23, 2025
Instrument2025144299
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

AmountAmount on Record
Tax$537.60
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9534 7TH AVE, ORLANDO, FL 32824-8313

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 S LAKE AVE, SAINT CLOUD, FL 34771-8286

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 22, 2017
Property Address805 S LAKE AVE, SAINT CLOUD, FL 34771-8286
Document Number0051200615
Book / Page005120 / 000615
Instrument DateJun 7, 2015
Instrument43645
Transaction TypeTransfer
Record UpdatedApr 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 S LAKE AVE ST CLOUD FL 347718286, ST CLOUD, FL 34771-8286

Tax Assessment & Valuation

The 2025 property tax bill for 805 S Lake Ave was $1,754 with a homeowner's exemption, up 7.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,754.00 (+7.54%) Homeowner's exemption$116,051$226,300 Land $126,000 Building $100,300
2024$1,631.00 (+2.58%)
2023$1,590.00 (+5.93%) Homeowner's exemption$109,497 (+3%)$222,800 (+70.6%) Land $126,000 Building $96,800
2022$1,501.00 Homeowner's exemption$106,308$130,600 Land $45,000 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 S Lake Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 S Lake Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Lake Ave

Nearby Streets

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