Osceola County property record for 805 S Lake Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1972 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,800 (Nov 2025) |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Mar 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 29-25-31-4910-0018-0100 |
| Primary APN | 29-25-31-4910-0018-0100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,652 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 805 S LAKE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | RUNNYMEDE PB 1 PG 57 BLK 18 S 20 FT OF W 125 FT LOT 10 & N 50 FT OF W 125 FT LOT 11 AND THAT PORTION OF VAC S LAKE AVE LYING BETWEEN & E OF THE HIGH WATER LINE OF E LAKE TOHO & W OF SAID LOT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | RUNNYMEDE NORTH HALF TOWN OF |
| Legal Tract | 4910 |
| Legal Block | 18 |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 43600 |
805 S Lake Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Osceola County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 805 S LAKE AVE, SAINT CLOUD, FL 34771-8286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Mar 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Jun 11, 2010 · Amount on File |
| Deed Document Number | 2025144299 |
| Deed Book / Page | 6884 / 858 |
| Prior Transfer Date | Nov 23, 2025 |
| Prior Transfer Doc | 0068840858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 805 S LAKE AVE, SAINT CLOUD, FL 34771-8286 |
| Document Number | 0068840858 |
| Book / Page | 6884 / 858 |
| Instrument Date | Nov 23, 2025 |
| Instrument | 2025144299 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $537.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9534 7TH AVE, ORLANDO, FL 32824-8313 |
| Name | Verified Name |
|---|---|
| Address | 805 S LAKE AVE, SAINT CLOUD, FL 34771-8286 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 22, 2017 |
| Property Address | 805 S LAKE AVE, SAINT CLOUD, FL 34771-8286 |
| Document Number | 0051200615 |
| Book / Page | 005120 / 000615 |
| Instrument Date | Jun 7, 2015 |
| Instrument | 43645 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 S LAKE AVE ST CLOUD FL 347718286, ST CLOUD, FL 34771-8286 |
The 2025 property tax bill for 805 S Lake Ave was $1,754 with a homeowner's exemption, up 7.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 (+7.54%) Homeowner's exemption | $116,051 | $226,300 Land $126,000 Building $100,300 |
| 2024 | $1,631.00 (+2.58%) | ||
| 2023 | $1,590.00 (+5.93%) Homeowner's exemption | $109,497 (+3%) | $222,800 (+70.6%) Land $126,000 Building $96,800 |
| 2022 | $1,501.00 Homeowner's exemption | $106,308 | $130,600 Land $45,000 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 S Lake Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 S Lake Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
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