875 Roberts Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 875 Roberts Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Recreational Vacant Land
Details	1 bd · 1 ba · 2,527 sqft · built 2022
Lot Size	20.5 acres (895,855 sqft)
Owner	Company Name on Record
Last Sale	$384,000 (Apr 2011)
Tax Bill	$9,425 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-271-14`

Property Details

APN / Parcel Number

Primary APN	`076-271-14`
Alternative APN	`076-271-14-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	2,527 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Metal
Lot Area	895,855 sqft
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	875 ROBERTS RD
City	BEN LOMOND
State	CA
Zip	95005-9491
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 7012, SPRECKELS, CA 93962-7012
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Mar 5, 2020	Quit Claim Deed, Transfer · Line of Credit AMERICAN AGCREDIT FLCA
Sep 9, 2019	Deed of Trust, Mortgage AMERICAN AGCREDIT FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2011 · Amount on Record
Deed Sale	Apr 28, 2011 · Amount on Record
Deed Document Number	201117610
Last Transfer Date	Mar 3, 2020
Transfer Doc	0000007770
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	875 ROBERTS RD, BEN LOMOND, CA 95005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017297
Date	May 26, 2017
Instrument	2017-0017297

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	SALINAS, CA 93905

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2020
Property Address	875 ROBERTS RD, BEN LOMOND, CA 95005
Document Number	0000007770
Instrument Date	Feb 27, 2020
Instrument	7770
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 ROBERTS RD BEN LOMOND CA 95005, BEN LOMOND, CA 95005

Mortgage

Document Number	7771
Date	Mar 5, 2020
Instrument	7771

Lender

Name	AMERICAN AGCREDIT FLCA
Type	Funding / Finance Company
Address	SALINAS, CA 93901-4419

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	875 ROBERTS RD, BEN LOMOND, CA 95005
Document Number	0000028042
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 ROBERTS RD BEN LOMOND CA 95005, BEN LOMOND, CA 95005

Mortgage

Document Number	0000028042
Date	Sep 18, 2019
Instrument	28042

Lender

Name	AMERICAN AGCREDIT FLCA
Type	Funding / Finance Company
Address	SALINAS, CA 93901-4419

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,583 (+2%) Land $501,812 Building $290,771
2025	$9,425.00 (+9.26%)	$777,043 (+5.96%) Land $491,973 Building $285,070
2023	$8,626.00 (+29.23%)	$733,369 Land $472,869 Building $260,500	$651,240
2022	$6,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, T-Mobile.

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