794 Roberts Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 794 Roberts Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1979
Lot Size5.6 acres (243,936 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jun 1995)
Tax Bill$9,399 (2025)
Deeds & MortgagesOct 2022 Transfer
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN076-271-21

Property Details

APN / Parcel Number

Primary APN076-271-21
Alternative APN
  • 076-271-21-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,976 sqft Living Area
Gross Area2,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area243,936 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area574 sqft
Patio Area574 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address794 ROBERTS RD
CityBEN LOMOND
StateCA
Zip95005-9454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionLANDS/WILLIAM E DREWES
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1001
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 546, BEN LOMOND, CA 95005-0546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Intrafamily Transfer, Transfer
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 1995 · Amount on Record
Deed SaleJun 6, 1995 · Amount on Record
Deed Document Number199527526
Deed Book / Page5682 / 60
Last Transfer DateOct 26, 2022
Transfer Doc0000029512
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 28, 2022
Property Address794 ROBERTS RD, BEN LOMOND, CA 95005-9454
Document Number0000029512
Map ReferenceVOL 1418 PG 211
Instrument DateOct 26, 2022
Instrument2022-0029512
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 546, BEN LOMOND, CA 95005-0546

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address794 ROBERTS RD, BEN LOMOND, CA 95005-9454
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 546, BEN LOMOND, CA 95005-0546

Mortgage

Document Number0000012076
DateFeb 26, 2021
Instrument2021-0012076
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,600 (+2%) Land $376,933 Building $342,667
2025$9,399.00 (+6.64%) Homeowner's exemption$705,490 (+4.04%) Land $369,542 Building $335,948
2023$8,814.00 (+2.25%) Homeowner's exemption$678,094 Land $355,192 Building $322,902$1,044,810
2022$8,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims20 (1980–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 8 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Surfnet Communications, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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