1060 Roberts Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 1060 Roberts Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Private Preserve, Open Space Vacant Land
Details	3 bd · 2.5 ba · 5,207 sqft · built 2024
Lot Size	12.5 acres (545,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,881 (Mar 2025)
Tax Bill	$17,247 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-181-53`

Property Details

APN / Parcel Number

Primary APN	`076-181-53`
Alternative APN	`076-181-53-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	5,207 sqft Gross Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Construction Type	Wood
Roof Material	Metal
Lot Area	545,894 sqft
Garage Type	Attached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1060 ROBERTS RD
City	BEN LOMOND
State	CA
Zip	95005-9440
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Local Zoning Code	RA-O
Legal Subdivision	PM34 49
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1001
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK
May 28, 2021	Intrafamily Transfer, Transfer
Nov 13, 2019	Deed of Trust, Mortgage LAWRENCE & SUSAN GOLLBACH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	20254696
Prior Transfer Date	Oct 25, 2024
Prior Transfer Doc	0000004696
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440

Mortgage

Document Number	0000001116
Date	Jan 11, 2022
Instrument	2022-0001116

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 28, 2021
Property Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440
Document Number	0000030208
Map Reference	VOL 34 PG 49
Instrument Date	May 19, 2021
Instrument	2021-0030208
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1060 ROBERTS RD, BEN LOMOND, CA 95005-9440
Document Number	0000037083
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 ROBERTS RD BEN LOMOND CA 950059454, BEN LOMOND, CA 95005-9454

Mortgage

Document Number	0000037083
Date	Nov 26, 2019
Instrument	37083

Lender

Name	LAWRENCE & SUSAN GOLLBACH
Address	902 ROBERTS RD, BEN LOMOND, CA 95005-9454

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,537,305 (+3.27%) Land $207,305 Building $1,330,000
2025	$17,247.00 (+645.33%)	$1,488,585 (+658.87%) Land $203,585 Building $1,285,000
2023	$2,314.00 (+2.3%)	$196,157 Land $196,157	$550,800
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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