885 Banock St, Spring Valley, CA 91977 Property Records

San Diego County property record for 885 Banock St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1979
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Jun 1994)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	May 2022 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`579-271-20-00`

Property Details

APN / Parcel Number

Primary APN	`579-271-20-00`
Alternative APN	`5792710400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5792710400
Street Address	885 BANOCK ST
City	SPRING VALLEY
State	CA
Zip	91977-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 4 LOT 36 PAR B PER DOC77-159164 IN TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	4
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13909

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	885 BANOCK ST, SPRING VALLEY, CA 91977-5206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 1994 · Amount on Record
Deed Sale	Jun 10, 1994 · Amount on Record
Prior Sale	Jan 14, 1994 · Amount on Record
Deed Document Number	1994374499
Last Transfer Date	May 7, 2022
Transfer Doc	0000204266
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2022
Property Address	885 BANOCK ST, SPRING VALLEY, CA 91977-5206
Document Number	0000204266
Map Reference	MAP 2050
Instrument Date	May 7, 2022
Instrument	2022-0204266
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	885 BANOCK ST, SPRING VALLEY, CA 91977-5206

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	885 BANOCK ST, SPRING VALLEY, CA 91977-5206
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 BANOCK ST, SPRING VALLEY, CA 91977-5206

Mortgage

Document Number	0000709399
Date	Oct 12, 2021
Instrument	2021-0709399

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$179,877 (+2%) Land $43,319 Building $136,558
2025	$2,745.00 (+9.32%) Homeowner's exemption	$176,351 (+4.04%) Land $42,470 Building $133,881
2023	$2,511.00 (+2.2%) Homeowner's exemption	$169,505 Land $40,822 Building $128,683
2022	$2,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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