8735 Reading Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 8735 Reading Rd, Cincinnati, OH 45215

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,871 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2021)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0010-0052-00`

Property Details

APN / Parcel Number

Primary APN	`671-0010-0052-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,871 sqft Living Area
Gross Area	4,334 sqft
1st Floor Area	1,463 sqft
2nd Floor Area	1,408 sqft
Basement Area	1,463 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	104 ft deep x 51.6 ft wide
Garage Type	Detached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8735 READING RD
City	CINCINNATI
State	OH
Zip	45215-4821
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	MAIN ST 51.60 X 104.75 IRR PT LOT 339 OLIVER 2NDSUB
Legal Subdivision	OLIVER 2NDSUB
Legal Lot Number	339
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3032
Census Tract	23201

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8735 READING RD, CINCINNATI, OH 45215-4821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO
Sep 14, 2021	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Feb 25, 2014
Deed Document Number	2021110542
Deed Book / Page	14501 / 2175
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8735 READING RD, CINCINNATI, OH 45215-4821
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8735 READING RD, CINCINNATI, OH 45215-4821

Mortgage

Document Number	0000078305
Date	Nov 3, 2023
Book Page	15036/1001
Instrument	2023-0078305

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2021
Property Address	8735 READING RD, CINCINNATI, OH 45215-4821
Document Number	0000110542
Book / Page	14501 / 2175
Map Reference	MB 1 PG 256&257
Instrument Date	Aug 27, 2021
Instrument	2021-0110542
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8735 READING RD, CINCINNATI, OH 45215-4821

Mortgage

Document Number	0000110543
Date	Sep 14, 2021
Instrument	2021-0110543

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00	$52,500 (-) Land $8,407 Building $44,093	$150,000 (-) Land $24,020 Building $125,980
2024	$2,850.00 (+0.18%)	$52,500 (-) Land $8,407 Building $44,093
2023	$2,845.00 (+44.27%)	$52,500 (+85.68%) Land $8,407 Building $44,093	$150,000 (+85.69%) Land $24,020 Building $125,980
2022	$1,972.00	$28,274 Land $6,759 Building $21,515
2020			$80,780 Land $19,310 Building $61,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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