8634 Reading Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 8634 Reading Rd, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,175 sqft · built 1929
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2020)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`671-0010-0109-00`

Property Details

APN / Parcel Number

Primary APN	`671-0010-0109-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	311 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 40.4 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	112 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8634 READING RD
City	CINCINNATI
State	OH
Zip	45215-5529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	434 MAIN ST 40.38 X 100 IRR LOT 1 J MUELLER SUB
Legal Subdivision	MUELLER SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3031
Census Tract	23201

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	531 ABILENE TRL, CINCINNATI, OH 45215-2548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
Jun 30, 2020	Warranty Deed, Transfer · Line of Credit HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Aug 6, 2004 · Amount on Record
Deed Document Number	202062456
Deed Book / Page	14200 / 1549
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000071017
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 9, 2021
Property Address	8634 READING RD, CINCINNATI, OH 45215-5529
Document Number	0000071017
Book / Page	14435 / 2095
Map Reference	MB 24 PG 33
Instrument Date	Dec 4, 2020
Instrument	2021-0071017
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 718, HEBRON, KY 41048-0718

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8634 READING RD, CINCINNATI, OH 45215-5529
Document Number	0000062457
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	531 ABILENE TRL CINCINNATI OH 452152548, CINCINNATI, OH 45215-2548

Mortgage

Document Number	0000062457
Date	Jun 30, 2020
Book Page	014200/001551
Instrument	62457

Lender

Name	HERITAGE BK
Type	Bank
Address	COLD SPRING, KY 41076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 29, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 30, 2020
Property Address	8634 READING RD, CINCINNATI, OH 45215-5529
Document Number	0000062456
Book / Page	014200 / 001549
Instrument Date	Jun 12, 2020
Instrument	62456
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8634 READING RD CINCINNATI OH 452155529, CINCINNATI, OH 45215-5529

Mortgage

Document Number	62459
Date	Jun 30, 2020
Book Page	014200/001585
Instrument	62459

Lender

Name	HERITAGE BK
Type	Bank
Address	COLD SPRING, KY 41076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 29, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00	$35,000 (-) Land $6,671 Building $28,329	$100,000 (-) Land $19,060 Building $80,940
2024	$1,900.00 (+0.16%)	$35,000 (-) Land $6,671 Building $28,329
2023	$1,897.00 (+32.66%)	$35,000 (+79.3%) Land $6,671 Building $28,329	$100,000 (+79.31%) Land $19,060 Building $80,940
2022	$1,430.00	$19,520 Land $5,362 Building $14,158
2020			$55,770 Land $15,320 Building $40,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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