Hamilton County property record for 8745 Reading Rd, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 931 sqft · built 1923 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Company Name on File |
| Last Sale | $114,000 (Jan 2026) |
| Tax Bill | $1,217 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Line of Credit May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0010-0032-00 |
| Primary APN | 671-0010-0032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 931 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 931 sqft |
| Basement Area | 801 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,528 sqft (0.081 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 8745 READING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 605 MAIN ST 35 X 100.50 IRR PT LOT 338 OLIVER 2NDSUB |
| Legal Subdivision | OLIVER 2NDSUB |
| Legal Lot Number | 338 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 23201 |
Source: Hamilton County records · APN 671-0010-0032-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3554 LAKEWOOD CT, FAIRFIELD TOWNSHIP, OH 45011-7186 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 06, 2026 | Warranty Deed, Transfer · Line of Credit PEOPLES FIRST SAVINGS BANK |
| May 29, 2020 | Warranty Deed, Transfer · Conventional with PMI PNC BK |
| May 29, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 06, 2026 · Amount on Record |
| Deed Sale | Jan 06, 2026 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 20261036 |
| Deed Book / Page | 15576 / 1020 |
| Prior Transfer Date | Nov 10, 2000 |
| Prior Transfer Doc | 0000179977 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 06, 2026 |
| Property Address | 8745 READING RD, CINCINNATI, OH 45215-4851 |
| Document Number | 0000001036 |
| Book / Page | 15576 / 1020 |
| Map Reference | MB 1 PG 257 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026-0001036 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3554 LAKEWOOD CT, FAIRFIELD TOWNSHIP, OH 45011-7186 |
| Document Number | 0000001037 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 2026-0001037 |
| Name | PEOPLES FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 29, 2020 |
| Property Address | 8745 READING RD, CINCINNATI, OH 45215-4851 |
| Document Number | 0000050499 |
| Book / Page | 014178 / 002107 |
| Instrument Date | May 22, 2020 |
| Instrument | 50499 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8745 READING RD READING OH 452154851, READING, OH 45215-4851 |
| Document Number | 50500 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 014178/002109 |
| Instrument | 50500 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 29, 2020 |
| Property Address | 8745 READING RD, CINCINNATI, OH 45215-4851 |
| Document Number | 0000050498 |
| Book / Page | 014178 / 002100 |
| Instrument Date | May 21, 2020 |
| Instrument | 50498 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5642 CANDLELITE TER CINCINNATI OH 452381849, CINCINNATI, OH 45238-1849 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,217.00 (+2.27%) | $22,939 (-) Land $5,670 Building $17,269 | $65,540 (-) Land $16,200 Building $49,340 |
| 2024 | $1,190.00 (-1.41%) | $22,939 (-) Land $5,670 Building $17,269 | |
| 2023 | $1,207.00 (-26.58%) | $22,939 (-5.35%) Land $5,670 Building $17,269 | $65,540 (-5.34%) Land $16,200 Building $49,340 |
| 2022 | $1,644.00 Homeowner's exemption | $24,235 Land $4,561 Building $19,674 | |
| 2020 | $69,240 Land $13,030 Building $56,210 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING CITY PWS serves 9,506 people |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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