Howard County property record for 8728 Polished Pebble Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,538 sqft · built 2010 |
| Lot Size | 0.103 acres (4,474 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Oct 2022) |
| Tax Bill | $12,013 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-578446 |
| Primary APN | 06-578446 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,538 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,474 sqft (0.103 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 302 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 578446 |
|---|---|
| Street Address | 8728 POLISHED PEBBLE WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT B51 4474 SQ 8728 POLISHED PEBBLE WAY STONE LAKE RSB B1 - B39 |
| Legal Subdivision | STONE LAKE |
| Legal Lot Number | B 51 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8728 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Apr 4, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2018 · Amount on Record |
| Deed Book / Page | 21756 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 12, 2022 |
| Property Address | 8728 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0217560169 |
| Book / Page | 21756 / 169 |
| Map Reference | PL MDR 18452 |
| Instrument Date | Sep 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8728 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0021756177 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 21756/177 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 4, 2018 |
| Property Address | 8728 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0181160138 |
| Book / Page | 018116 / 000138 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | MARYLAND FIRST TITLE LIMITED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8728 POLISHED PEBBLE WAY LAUREL MD 207235909, LAUREL, MD 20723-5909 |
| Document Number | 181160144 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 018116/000144 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,013.00 (+2.36%) Homeowner's exemption | $838,700 (+2.43%) | $878,500 (+7.29%) Land $200,000 Building $678,500 |
| 2025 | $11,736.00 (+60.97%) Homeowner's exemption | $818,800 (+16.2%) Land $200,000 Building $618,800 | $818,800 (-) Land $200,000 Building $618,800 |
| 2023 | $704,667 | $818,800 Land $200,000 Building $618,800 | |
| 2022 | $7,291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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