8720 Polished Pebble Way, Laurel, MD 20723 Property Records

Howard County property record for 8720 Polished Pebble Way, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,622 sqft · built 2011
Lot Size	0.062 acres (2,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jun 2023)
Tax Bill	$10,321 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-578403`

Property Details

APN / Parcel Number

Primary APN	`06-578403`
Alternative APN	`578403`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Total Area
Basement Area	1,140 sqft
Finished Basement	1,140 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,687 sqft (0.062 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	578403
Street Address	8720 POLISHED PEBBLE WAY
City	LAUREL
State	MD
Zip	20723-5909
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RED
Legal Description	LOT B48 2687 SQ 8720 POLISHED PEBBLE WAY STONE LAKE RSB B1 - B 39
Legal Subdivision	STONE LAKE
Legal Lot Number	B 48
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3013
Census Tract	606905

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8720 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Dec 21, 2011 · Amount on Record
Deed Book / Page	21996 / 455
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 7, 2023
Property Address	8720 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909
Document Number	0219960455
Book / Page	21996 / 455
Map Reference	PL 18451-18452
Instrument Date	May 31, 2023
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8720 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8720 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909

Mortgage

Document Number	0021996461
Date	Jun 7, 2023
Instrument	21996/461

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,321.00 (+2.06%)	$682,100 (+1.79%)	$706,100 (+5.37%) Land $200,000 Building $506,100
2025	$10,113.00 (+81.4%)	$670,100 (+21.07%) Land $200,000 Building $470,100	$670,100 (-) Land $200,000 Building $470,100
2023		$553,500	$670,100 Land $200,000 Building $470,100
2022	$5,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20