Howard County property record for 8722 Polished Pebble Way, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,640 sqft · built 2011 |
| Lot Size | 0.063 acres (2,743 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Aug 2025) |
| Tax Bill | $9,470 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-578411 |
| Primary APN | 06-578411 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,743 sqft (0.063 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 578411 |
|---|---|
| Street Address | 8722 POLISHED PEBBLE WAY |
| City | LAUREL |
| State | MD |
| Zip | 20723-5909 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT B49 2743 SQ 8722 POLISHED PEBBLE WAY STONE LAKE RSB B1 - B39 |
| Legal Subdivision | STONELAKE |
| Legal Lot Number | B 49 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8722 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2023 | Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Jun 5, 2023 · Amount on Record |
| Deed Book / Page | 22868 / 219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8722 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 8722 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0231510415 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 23151/415 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 5, 2023 |
| Property Address | 8722 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0219950001 |
| Book / Page | 21995 / 1 |
| Map Reference | MB MDR 18452 |
| Instrument Date | May 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | TUMKEY TITLE LLC, TURNKEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8722 POLISHED PEBBLE WAY, LAUREL, MD 20723-5909 |
| Document Number | 0000219959 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 21995/9 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689,833 (+1.75%) | $713,500 (+5.24%) Land $200,000 Building $513,500 | |
| 2025 | $9,470.00 (+5.37%) Homeowner's exemption | $678,000 (+21.1%) Land $200,000 Building $478,000 | $678,000 (-) Land $200,000 Building $478,000 |
| 2024 | $8,987.00 (+59.37%) | ||
| 2023 | $559,867 | $678,000 Land $200,000 Building $478,000 | |
| 2022 | $5,639.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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