8728 Bluff Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8728 Bluff Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,914 sqft · built 1976
Lot Size	0.125 acres (5,462 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2026)
Tax Bill	$6,117 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0590-003-0003`

Property Details

APN / Parcel Number

Primary APN	`246-0590-003-0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
1st Floor Area	953 sqft
2nd Floor Area	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,462 sqft (0.125 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8728 BLUFF LN
City	FAIR OAKS
State	CA
Zip	95628-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-10 (PC)
Legal Description	BUILDING 1-B CONDOMINIUM PROJECT THE BLUFFS PER DEED 740815/388 CONTG 246-240-19
Legal Subdivision	THE BLUFFS
Legal Block	1B
Legal Lot Number	7-9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	8006

Owner

Source: Sacramento County records · APN 246-0590-003-0003

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8728 BLUFF LN, FAIR OAKS, CA 95628-6411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Book / Page	20260731 / 1176
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2026
Property Address	8728 BLUFF LN, FAIR OAKS, CA 95628-6411
Document Number	2026001176
Book / Page	20260731 / 1176
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$64,438.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8728 BLUFF LN, FAIR OAKS, CA 95628-6411

Mortgage

Document Number	2026001177,
Date	Jul 31, 2026
Book Page	20260731/1177

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$514,078 (+2%) Land $125,556 Building $388,522
2025	$6,117.00 (+0.77%)	$503,999 (+4.04%) Land $123,095 Building $380,904
2024	$6,070.00 (+2.99%)
2023	$5,894.00 (+0.37%)	$484,430 Land $118,316 Building $366,114
2022	$5,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.