872 Highlands Dr, Hampstead, NC 28443 Property Records

Pender County property record for 872 Highlands Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,356 sqft · built 2006
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (May 2022)
Tax Bill$2,731 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3294-21-0082-0000

Property Details

APN / Parcel Number

Primary APN3294-21-0082-0000
Alternative APNs
  • 000048382
  • 869115

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,356 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area13,504 sqft (0.31 acres)
PorchPorch
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000048382
Old Parcel Number3294 21 0082 0000
Street Address872 HIGHLANDS DR
CityHAMPSTEAD
StateNC
Zip28443-7220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionL168,PB 38/45 CASTLE BAY, PH 4
Legal SubdivisionCASTLE BAY
Legal Phase4
Legal Lot Number168
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1007
Census Tract920203

Owner

872 Highlands Dr is owned and occupied by an individual who bought it in May 2022.

Source: Pender County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address872 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Dec 1, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2022 · Amount on File
Deed SaleMay 27, 2022 · Amount on File
Deed Document Number0019934789
Deed Book / Page1993 / 4789
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMay 27, 2022
Property Address872 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220
Document Number0047891993
Book / Page4789 / 1993
Instrument DateMay 13, 2022
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address872 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220

Mortgage

Document Number0047891995
DateMay 27, 2022
Instrument4789-1995
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address872 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220
Document Number0047022399
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address872 HIGHLANDS DR HAMPSTEAD NC 284437220, HAMPSTEAD, NC 28443-7220

Mortgage

Document Number0047022399
DateJan 24, 2020
Book Page004702/002399
Instrument20058877
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 23, 2050
Interest
Rate TypeAdjustable Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address872 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220
Document Number0046560048
Book / Page004656 / 000048
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address872 HIGHLANDS DR HAMPSTEAD NC 284437220, HAMPSTEAD, NC 28443-7220

Mortgage

Document Number0046560048
DateDec 8, 2017
Book Page004656/000048
Instrument20031352
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 7, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 872 Highlands Dr was $2,731.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00$531,672 Land $43,418 Building $488,254$531,672 Land $43,418 Building $488,254
2023$273,630 (-) Land $78,039 Building $195,591$273,630 (-) Land $78,039 Building $195,591
2022$2,387.00$273,630 Land $78,039 Building $195,591$273,630 Land $78,039 Building $195,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 872 Highlands Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 105 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies105 in force
Nearby Flood Claims96 (1992–2020)
Claims Outside the SFHA30 of 96
Most Recent ClaimAug 2020 · Hurricane Isaias
Claims by Event
  • Hurricane Florence, Sep 2018 · 48 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims
  • Hurricane Fran, Sep 1996 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 872 Highlands Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 85% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASTLE BAY S/D
private · serves 777 people · EPA ID NC7071018
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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