Pender County property record for 860 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,320 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $419,000 (Jun 2022) |
| Tax Bill | $2,537 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-21-0079-0000 |
| Primary APN | 3294-21-0079-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,320 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000048381 |
|---|---|
| Street Address | 860 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L169,PB 39/45 CASTLE BAY,PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 169 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920203 |
Source: Pender County records · APN 3294-21-0079-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 28, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jun 14, 2022 | Warranty Deed, Transfer |
| Oct 12, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ALPHA MORTGAGE CORP |
| Oct 06, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2005 · Amount on Record |
| Deed Document Number | 202220103744 |
| Deed Book / Page | 4790 / 2964 |
| Last Transfer Date | Dec 04, 2025 |
| Transfer Doc | 0048830805 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 28, 2026 |
| Property Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Number | 0048830805 |
| Book / Page | 4883 / 805 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Dec 04, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 14, 2022 |
| Property Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Number | 0047902964 |
| Book / Page | 4790 / 2964 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Jun 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $838.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046522169 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 4652/2169 |
| Instrument | 4652-2169 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Oct 15, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
| Type Change Date | Nov 01, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 860 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Number | 0046522187 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 860 HIGHLANDS DR HAMPSTEAD NC 284437220, HAMPSTEAD, NC 28443-7220 |
| Document Number | 0046522187 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 004652/002187 |
| Instrument | 20029384 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Oct 11, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,537.00 (+14.64%) | $410,953 (+62.65%) Land $38,063 Building $372,890 | $410,953 (+62.65%) Land $38,063 Building $372,890 |
| 2023 | $252,668 (-) Land $74,463 Building $178,205 | $252,668 (-) Land $74,463 Building $178,205 | |
| 2022 | $2,213.00 | $252,668 Land $74,463 Building $178,205 | $252,668 Land $74,463 Building $178,205 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CASTLE BAY S/D private · serves 777 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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