Pender County property record for 857 Highlands Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,419 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Apr 2024) |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3294-21-2078-0000 |
| Primary APN | 3294-21-2078-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,419 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000057984 |
|---|---|
| Street Address | 857 HIGHLANDS DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-7220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L158,PB 39/45 CASTLE BAY,PH 4 |
| Legal Subdivision | CASTLE BAY |
| Legal Phase | 4 |
| Legal Lot Number | 158 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 920203 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 857 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage ALPHA MORTGAGE CORP |
| Apr 25, 2023 | Trustee's Deed, Foreclosure · Commercial Mortgage CORNING FCU |
| Feb 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2005 · Amount on Record |
| Deed Document Number | 202420127696 |
| Deed Book / Page | 4835 / 1073 |
| Prior Transfer Date | Feb 16, 2011 |
| Prior Transfer Doc | 0038940222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 857 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 26 TWIN OAKS DR, CASTLE HAYNE, NC 28429-5642 |
| Document Number | 0048351075 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 4835/1075 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 25, 2023 |
| Property Address | 857 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Document Number | 0048111169 |
| Book / Page | 4811 / 1169 |
| Map Reference | MB 39 PG 45 |
| Instrument Date | Apr 4, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $767.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 DUGALD LN, HAMPSTEAD, NC 28443-9100 |
| Investor | Possibly a Property Investor |
| Document Number | 0048111172 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 4811-1172 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 857 HIGHLANDS DR, HAMPSTEAD, NC 28443-7220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0046591847 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 4659/1847 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+118.66%) | $413,273 (+50.33%) Land $37,170 Building $376,103 | $413,273 (+50.33%) Land $37,170 Building $376,103 |
| 2023 | $274,914 (-) Land $63,455 Building $211,459 | $274,914 (-) Land $63,455 Building $211,459 | |
| 2022 | $1,254.00 | $274,914 Land $63,455 Building $211,459 | $274,914 Land $63,455 Building $211,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 96 (1992–2020) |
| Claims Outside the SFHA | 30 of 96 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 97.1% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASTLE BAY S/D private · serves 777 people · EPA ID NC7071018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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