Howard County property record for 8710 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,550 sqft · built 2003 |
| Lot Size | 0.079 acres (3,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $494,854 (Oct 2003) |
| Tax Bill | $9,907 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570720 |
| Primary APN | 06-570720 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Total Area |
| Basement Area | 811 sqft |
| Finished Basement | 811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,448 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 278 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570720 |
|---|---|
| Street Address | 8710 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5907 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-31 3448 SQ 8710 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 31 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
8710 Timber Oak Ln, a townhouse, is owned and occupied by two individuals who acquired it in December 2024.
Source: Howard County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 20, 2026 | Intrafamily Transfer, Transfer |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Jul 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2003 · Amount on File |
| Deed Sale | Oct 30, 2003 · Amount on File |
| Deed Document Number | 200341339 |
| Deed Book / Page | 7761 / 78 |
| Last Transfer Date | Dec 31, 2024 |
| Transfer Doc | 0231220491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 20, 2026 |
| Property Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Document Number | 0231220491 |
| Book / Page | 23122 / 491 |
| Map Reference | PL 15274 |
| Instrument Date | Dec 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0205900158 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 20590/158 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8710 TIMBER OAK LN, LAUREL, MD 20723-5907 |
| Document Number | 0216460273 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 21646/273 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 8710 Timber Oak Ln was $9,907, up 2.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,907.00 (+2.42%) | $652,567 (+2.19%) | $680,500 (+6.56%) Land $200,000 Building $480,500 |
| 2025 | $9,673.00 | $638,600 Land $200,000 Building $438,600 | $638,600 Land $200,000 Building $438,600 |
| 2023 | $555,400 | $638,600 Land $200,000 Building $438,600 | |
| 2022 | $5,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8710 Timber Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8710 Timber Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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