Howard County property record for 8705 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,760 sqft · built 2003 |
| Lot Size | 0.097 acres (4,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Sep 2026) |
| Tax Bill | $9,792 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570437 |
| Primary APN | 06-570437 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,214 sqft (0.097 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570437 |
|---|---|
| Street Address | 8705 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5919 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-5 4214 SQ 8705 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 3, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 4, 2018 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| May 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MARYLAND PROPERTY SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Oct 4, 2018 · Amount on Record |
| Deed Book / Page | 23407 / 1 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0198090132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 15, 2026 |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2340000001 |
| Book / Page | 23407 / 1 |
| Instrument Date | Aug 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2340000007, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 23407/7 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | INTITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0193670388 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 19367/388 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0199790147 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 19979/147 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 13, 2020 |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0198090132 |
| Book / Page | 019809 / 000132 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8705 TIMBER OAK LN LAUREL MD 207235919, LAUREL, MD 20723-5919 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 4, 2018 |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0183960429 |
| Book / Page | 18396 / 429 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE TOWN SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0018396435 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 18396/435 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8705 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 0182260156 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Title Company | NEWLYN TITLE ASSURANCE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 8705 TIMBER OAK LN LAUREL MD 207235919, LAUREL, MD 20723-5919 |
| Document Number | 0182260156 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 018226/000156 |
| Name | MARYLAND PROPERTY SERVICES LLC |
|---|---|
| Address | 4 EVERGREEN RD # 200, SEVERNA PARK, MD 21146-3822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,792.00 (-0.38%) Homeowner's exemption | $712,900 (+2.09%) | $742,100 (+6.27%) Land $200,000 Building $542,100 |
| 2025 | $9,829.00 (+5.06%) Homeowner's exemption | $698,300 (+16.02%) Land $200,000 Building $498,300 | $698,300 (-) Land $200,000 Building $498,300 |
| 2024 | $9,356.00 (+50.08%) | ||
| 2023 | $601,900 | $698,300 Land $200,000 Building $498,300 | |
| 2022 | $6,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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