Howard County property record for 8709 Timber Oak Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,536 sqft · built 2003 |
| Lot Size | 0.065 acres (2,834 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $418,025 (Jun 2004) |
| Tax Bill | $8,041 (2026) |
| Deeds & Mortgages | Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-570453 |
| Primary APN | 06-570453 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,536 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,834 sqft (0.065 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 570453 |
|---|---|
| Street Address | 8709 TIMBER OAK LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5919 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RED |
| Legal Description | LOT C-7 2834 SQ 8709 TIMBER OAK LN STONE LAKE, RSB PAR C |
| Legal Subdivision | STONE LAKE |
| Legal Block | 9999 |
| Legal Lot Number | C 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8709 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust · Reverse Mortgage NONE LISTED ON DOCUMENT |
| Aug 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2004 · Amount on Record |
| Deed Sale | Jun 23, 2004 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Document Number | 200447079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 20, 2026 |
| Property Address | 8709 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2337000519 |
| Book / Page | 23372 / 519 |
| Instrument Date | Jul 25, 2026 |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 8709 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2337000519, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 23372/519 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 911 Months |
| Due | Jul 6, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 20, 2026 |
| Property Address | 8709 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2337000493 |
| Book / Page | 23372 / 493 |
| Instrument Date | Jul 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ACRISURE NATIONAL LENDER SER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 8709 TIMBER OAK LN, LAUREL, MD 20723-5919 |
| Document Number | 2337000493, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 23372/493 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 911 Months |
| Due | Jul 6, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,041.00 (-4.11%) Homeowner's exemption | $622,000 (-1.3%) Land $200,000 Building $422,000 | $622,000 (-1.3%) Land $200,000 Building $422,000 |
| 2025 | $8,386.00 (+60.07%) Homeowner's exemption | $630,200 (+21.13%) Land $200,000 Building $430,200 | $630,200 (-) Land $200,000 Building $430,200 |
| 2023 | $520,267 | $630,200 Land $200,000 Building $430,200 | |
| 2022 | $5,239.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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